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FIRST TIME BUYER?
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How Much Can I Borrow?
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5 Tips To Get Your First Mortgage
Have a deposit. Usually a minimum of 5% is needed, having a bigger deposit may get you a lower interest rate.
Find out how much you can borrow – get started with an agreement in principle.
Check you credit profile so that the right lender is advised to suit your circumstances.
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Get to know the Mortgage Market .Speak to a whole of market, Fee free broker now!
Open 7 days a week 8am - 10pm
Working around your busy schedule
helping you to buy
your dream home
Advice For First Time Buyers
The steady increase in the cost of renting accommodation over recent years is attracting many people to consider purchasing a property for the first time. For first time buyers, mortgage hunting can be stressful and confusing particularly with the stringent requirements of the lenders nowadays.
With Search Mortgage Solutions you will talk to a mortgage expert who can review your eligibility for the many different schemes designed to help you with the first difficult step to becoming a home owner. Terminology such as shared equity, affordability, credit profile, lending criteria, fixed rates, trackers, etc, are confusing for most first time buyers and professional help is strongly advisable.
Undoubtedly, the internet is a great source of information on all types of mortgages but to try to navigate through the myriad options without expert advice and assistance is really daunting and a potentially dangerous task.
We hope that you will choose to contact Search Mortgage Solutions so that we can explain in detail all the options available to you and which lender from the whole of the market will be the best based on your circumstances and objectives.
We would be delighted to be given the opportunity to explain the whole mortgage and house buying process to you in an easy to understand way and then to proceed to an application only if you are comfortable to do so.
Unlike banks and building societies we are authorised to search the whole of the market on your behalf to ensure that you get the most suitable first time buyer mortgage to fit your specific needs according to your personal circumstances and eligibility.
Protection insurance is strongly recommended for your peace of mind. Please refer to our separate web page ‘Mortgage Protection Insurance’ which gives details of how we can help with this.
Search Mortgage Solutions are specialists in arranging shared ownership and shared equity mortgages. For more information please call one of our mortgage advisors on 0800 756 7794.
You made the whole
As first time buyers you made the whole process extremely simple and stress free and we cannot thank you enough.
We would highly
recommend to anyone
Overall the service was prompt, friendly and thorough and we would highly recommend to anyone.
Relevant, honest and
David gave us relevant, honest and clear advice each step of the way, he was patient and never rushed us into anything.
Gareth & Jess
A big thank you for
all your hard work
Just to say a big thank you for all your hard work and swiftness in arranging my mortgage.