February 19, 2026
What Does a Mortgage Broker Do and Why Use a Fee-Free One?
When it comes to getting a mortgage, many people automatically turn to their bank, assuming it’s the easiest or cheapest option. But what if you could get access to a broader range of deals, expert advice tailored to your situation, and full support with the application process, without paying a penny in broker fees? That’s […]
January 7, 2026
New FCA Mortgage Rules Could Make It Easier for First‑Time Buyers in Manchester to Get a Mortgage
Getting on the property ladder in Manchester has become increasingly difficult for first-time buyers. Rising house prices, high rental costs, and rigid lending rules have left many people, especially those with non-traditional incomes, struggling to secure a mortgage. But that could soon change. The Financial Conduct Authority (FCA) has unveiled plans to overhaul mortgage lending […]
November 17, 2020
What happens if a mortgage application gets rejected?
It is not uncommon for lenders to reject mortgage applications. If your application gets denied, you will instinctively want to reapply with another vendor. Before you do, it’s important to understand why you were denied a mortgage in the first place. Having too many unsuccessful applications could negatively affect your credit report, making it harder […]
Buying property as a limited company
If you are thinking of purchasing a buy-to-let property, do not let the high taxes deter you from doing so. Buying through a limited company exempts you from exorbitant taxes. As a high-rate taxpayer, you will pay about 40% of your rental income in tax, but if you buy the rental property as a limited […]
November 16, 2020
Will student loans affect me buying a house?
With an increase in university fees, more and more people are being forced to take up student loans. These loans are expensive, and it might take you years to finish paying them off. If you are thinking about buying a house but still have student debt, here are a few things you should know. Do […]