Mortgages Birmingham
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Bad Credit Mortgages Birmingham

Search Mortgage Solutions



Get A Decision In Principle
Within Minutes Of Your Call Ending
We specialise in all types of Birmingham Mortgages

Whether you’re a first-time buyer, many-time mover, looking for a large loan
or a buy-to-let landlord in Birmingham, we’ve got you covered, offering
Nationwide Bad Credit Mortgages Advisors

0800 756 7794


Your home may be repossessed if you do not keep up repayments on your mortgage.
Quick Decision in Principle

Get a Decision in Principle within minutes of your phone call ending.

100% Fee Free

We're genuinely fee free - we never charge a fee for our service.

Whole of Market Advisors

We advise on & arrange the right mortgage from 1000's of deals.

Open 7 days a week 8am - 10pm

Whatever your circumstances we’ve got you covered.

Bad credit mortgages

We are specialists in arranging the right solutions.

Our enviable testimonials

speak for themselves. Please take a look.

Bad Credit Mortgage Birmingham

Search Mortgage Solutions, Birmingham’s leading bad credit mortgage brokers, can readily offer help and advice on the problems of obtaining suitable mortgages for those with a poor credit history. There are quite a number of options to be explored to find a suitable deal that will work well to overcome specific problems.

  • Our Birmingham Bad Credit Mortgages Advisors can advise on and arrange the right mortgage for you from 1000's of deals
  • You'll get expert advice and support throughout the entire mortgage process
  • We're genuinely fee free - we never charge a fee for our mortgage advice service

OPEN 7 DAYS A WEEK 8am - 10pm


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Bad Credit Mortgage Brokers

Typical problems from the past could include missed or late payments on credit, missed and late mortgage payments, credit card debts, County Court Judgements (CCJ’s), or even bankruptcy. Most mortgage brokers purposely avoid taking on bad credit mortgage applications because the processes that must be followed can be extremely time consuming. Search Mortgage Solutions have had many years of experience in the specialised area of bad credit mortgages and our expert Birmingham mortgage advisors know the best routes to follow for the best chances of success for you to purchase your new home or arrange a new remortgage.

Of course people move on and problems can dissipate so it’s a real shame to be permanently locked out of the mortgage market because of misfortunes in the past. There are lenders out there who specialise in providing mortgages to people with a poor credit history. Being a Birmingham whole of market broker specialising in bad credit mortgages, we have access to a whole range of sympathetic lenders. In most circumstances we can arrange a new suitable bad credits mortgage with the best lender to suit your specific circumstances.

Search Mortgage Solutions

1st Floor, Canada House, Chepstow St, Manchester

5.0 27 reviews

1st Wootton Beavers
1st Wootton Beavers
Verified review
David was really easy to deal with, I swear he works ever hour under the sun! great service and thank you for sorting out my minefield of a mortgage (well, it felt like that to me, but you made it simple!) Will be using you next time i buy a house for sure :)
Deimante J
Deimante J
Verified review
Cannot thank enough to David Sharples for his professional manners along with a great support throughout the process of securing my mortgage , after some very bumpy roads towards it , David has managed to keep me calm and made sure that we got there at the end . The best broker I have ever used.
Peter Whitehead
Peter Whitehead
Verified review
Great professional friendly service and advice. I had a potentially tricky proposition be be sorted out at short notice however David managed to find a lender almost immediately and I had agreement in principle within 24 hours. Would definitely recommend.
Verified review
David helped me to secure my first mortgage back in 2013 and has since helped me with two re-mortgages. I've found him friendly and helpful on every occasion and he made the process smooth and straightforward. I would definitely recommend David as a mortgage advisor.
Sarah Guinness
Sarah Guinness
Verified review
Excellent and courteous service always provided. With attention paid to any change in personal circumstances, so as to find the best mortgage offers that suit. I cannot recommend Search Mortgage Solutions high enough, they are fantastic.
Suzanne Howarth
Suzanne Howarth
Verified review
Great service from the team at Search Mortgage Solutions - Will recommend to friends & family. Thank you
Szymon Czarnota
Szymon Czarnota
Verified review
Search Mortgage Solutions processed our mortgage application promptly for the third time! We cannot thank David enough for his professionalism and knowledge. Our applications have been rather complicated and he's been always very supportive and helpful. The whole process was so much easier and less stressful for us - thanks to him. Efficient, precise and friendly - we highly recommend!
Hayley Hawkins
Hayley Hawkins
Verified review
We have just completed our re-mortgage after completing our first mortgage with David. Very friendly, helpful and knowledgeable. Would definitely recommend.
James Tuley
James Tuley
Verified review
Has been brilliant at supporting us through a couple of difficult house purchases and has always been available to help even when he was supposed to be on holiday! David is a really friendly person to deal with and has made the whole process easier for us.
Gemma Duffy
Gemma Duffy
Verified review
I would highly recommend the team at Search Mortgage Solutions. I am a returning customer who has re-mortgaged and bought using the teams expertise. Their customer service is excellent and their market knowledge is fantastic - they listened to our needs and found the best solution every time.


Because of the higher risks that the lenders are exposed to, it is not unusual to find that they may charge a slightly higher rate of interest or expect to see a higher deposit than those applicable to standard mortgages. Often a mortgage broker with wide experience of working in the adverse credit sector may be able to secure you a mortgage with terms that are not too distant from those of standard mortgages. Of course, this depends very much on the depth and complexity of the applicant’s problems from the past. This is why it is always wise to engage with a specialist broker that has a comprehensive understanding of how the best adverse credit mortgages can be obtained.

The FCA do not regulate buy to let mortgages.


Once you are a client of Search Mortgage Solutions our mortgage advisors will monitor your mortgage for its entire duration to ensure that you are made aware of the right mortgages to suit your circumstances now and in the future.

Whichever mortgage we arrange for you, our mortgage advisors will regularly check your rates and inform you of any better rates and deals available as the years tick by. You can be confident that someone is monitoring your deal throughout the lifetime of your mortgage. We will ensure that you are getting the most suitable value from your largest financial commitment.


  1. We are 100% fee free mortgage brokers.
  2. We make the process simple, fast and hassle free.
  3. We are available 7 days a week - 8am to 10pm.
  4. Contact us by telephone from 8 am to 10 pm.
  5. Our specialist advisors will help you protect your home in case the worst happens by recommending tailored life cover and home insurance.
  6. Receive a decision in principle within minutes of your initial consultation.

100% Fee Free Bad Credit Mortgage Advice Birmingham

It is encouraging to know that, as time goes by, it may be possible to improve your credit rating simply by keeping up with your mortgage repayments. This can mean that you could move to a standard mortgage at a later time. We will advise you when would be the best time to re-mortgage in the future and we would have all your past history to hand to renegotiate the best deal available.

The best approach to get things moving along is to chat through your problems with one of our specialist advisors. Over many years we have built up an excellent reputation for helping our clients through all kinds of seemingly insurmountable situations. Following an in-depth discussion we will recommend the best route available to move forward.

Bad Credit Mortgage Advice

We really hope to have a chance to help you to buy your next home. An informal discussion with one of our Birmingham bad credit or credit impaired mortgage specialist advisors will cost you nothing and could prove to be the best move you could have ever made.

Helping you to buy Your Dream Home

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Local Areas we cover around Bad Credit Mortgages Birmingham


Speak to a Birmingham Bad Credit Mortgages Broker Today


Whether you’re a first time buyer, home mover, looking for a large loan or a buy to let landlord – we’ve got you covered – please contact Search Mortgage Solutions for top quality professional Bad Credit Mortgages advice covering the whole of the market that’s 100% Fee Free.

  • Our Bad Credit Mortgages Advisors can advise on and arrange the right mortgage for you from 1000’s of deals
  • You’ll get expert advice and support throughout the entire mortgage process
  • We really are fee free – we don’t charge a fee for our mortgage broker service

No need for an appointment, we’re just a phone call away. On hand 7 days a week to advise on the right mortgage for you.

Birmingham Bad Credit Mortgages Advisors arranging the right mortgages from 1000's of deals

Search Mortgage Solutions

Search Mortgage Solutions

Search Mortgage Solutions

Search Mortgage Solutions

Search Mortgage Solutions