Mortgage Brokers in Lichfield, Sutton Coldfield, Tamworth & Stafford

If you are moving home, remortgaging, or hoping to release equity from your home, it is advisable to work with a really good mortgage advisor to ensure that you get the best of the many available deals that will be open to you. We welcome you to Search Mortgage Solutions, a straightforward, no-nonsense, Lichfield, Sutton Coldfield, Tamworth, and Stafford mortgage broker.

Maybe you are not wishing to move home but you are looking for a buy to let mortgage or a remortgage. You will still need to take advice from a fully experienced mortgage broker to give you Lichfield, Sutton Coldfield, Tamworth, and Stafford mortgage advice.

It is not an easy task to navigate your way through the mortgage market. The application process for mortgages or remortgages is very complex. You will see from the internet that there are many options open to the would-be home owner. We strongly recommend that you do not attempt to ‘go it alone’ without reviewing your circumstances with a qualified professional mortgage advisor unless you have a very thorough understanding of the mortgage marketplace and what would be the expectations of the lenders underwriters.

Not many people are aware that lenders will complete a credit check on a new mortgage applicant and this is recorded on their credit file whether or not they proceed to final application. The more enquiries they make, the more chance their credit score can be reduced therefore diminishing the chance of a mortgage application being accepted. We avoid this by sourcing, on behalf of our clients, the best deals available to suit their specific needs and by having discussions with the various underwriters to ensure that their criteria can be matched by our client. We then present the client with a range of mortgage or remortgage options that offer not just the best deals available, but are most likely to be approved.

Undoubtedly, there are very many mortgage brokers advertising their services on the internet so how do you pick a good one? The best starting point is to check through their testimonials very carefully so that you can see what previous clients have said about them. We are very proud of our testimonials and we offer the originals for scrutiny by our industry regulators to guarantee that they are absolutely genuine.

Then check whether or not the mortgage broker charges a fee for their services. We at Search Mortgage Solutions do not charge a fee for finding and arranging suitable mortgages for our clients. Our reward comes from the chosen lender in the form of a commission.

We would welcome the opportunity to show you how your personal circumstances match up to the requirements of the mortgage lenders. If you are in Lichfield, Sutton Coldfield, Tamworth, or Stafford please call Search Mortgage Solutions. You will be connected with our principal mortgage advisor, who will be happy to explain all the options that are open to you.