Mortgage Brokers in Lichfield, Sutton Coldfield, Tamworth & Stafford

Mortgage Broker in Lichfield, Sutton Coldfield, Tamworth & Stafford

It is not an easy task to navigate your way through the mortgage market. The application process for mortgages or remortgages is very complex. You will see from the internet that there are many options open to the would-be home owner. We strongly recommend that you do not attempt to ‘go it alone’ without reviewing your circumstances with a qualified professional mortgage advisor unless you have a very thorough understanding of the mortgage marketplace and what would be the expectations of the lenders underwriters.

Not many people are aware that lenders will complete a credit check on a new mortgage applicant and this is recorded on their credit file whether or not they proceed to final application. The more enquiries they make, the more chance their credit score can be reduced therefore diminishing the chance of a mortgage application being accepted. We avoid this by sourcing, on behalf of our clients, the best deals available to suit their specific needs and by having discussions with the various underwriters to ensure that their criteria can be matched by our client. We then present the client with a range of mortgage or remortgage options that offer not just the best deals available, but are most likely to be approved.