Mortgage Brokers in Preston and Fylde
It is a good idea to check whether or not the broker charges a fee for their services. Some do and some don’t. We at Search Mortgage Solutions do not charge a fee for finding and arranging suitable mortgages for our clients. Our reward comes from the chosen lender in the form of a commission.
The next thing to check is their ‘Testimonials’ page. Have a really good look at this because it is very important to check the comments of clients that have been there before you. We are very proud of our testimonials and we offer the originals for scrutiny by our industry regulators. In other words, they are absolutely genuine.
Whatever questions you have, straightforward or complex, regarding mortgages, remortgages, mortgage indemnity insurance, or simply raising a query, we would be delighted to have the opportunity to give you sensible and clear answers. If you cannot easily take it all in first time, we go through it again until everything is clear to you and you are happy.
We have over 20 years experience in the mortgage market and we are fully aware of what is needed to meet the needs of our Preston and Fylde mortgage clients. We always search the whole of market to ensure that we source the best mortgages, or remortgages, for our clients in a straightforward and honest manner. Every client receives our maximum personal attention so that they fully understand what is being arranged on their behalf and how things are progressing.
We are passing through very difficult times in the mortgage marketplace in common with most countries. The application process for mortgages or remortgages is no longer straightforward. You will see from the internet that there are many options open to the would-be home owner. However, we strongly recommend that you do not attempt to ‘go it alone’ without reviewing your circumstances with a qualified professional mortgage advisor unless you have a very thorough understanding of the mortgage marketplace and what would be the expectations of the lenders underwriters.
Generally, people are not aware that lenders will complete a credit check on a new mortgage applicant and this is recorded on their credit file whether or not they proceed to final application. The more enquiries they make, the more chance their credit score can be reduced therefore diminishing the chance of a mortgage application being accepted. We avoid this by sourcing, on behalf of our clients, the best deals available to suit their specific needs and by having discussions with the various underwriters to ensure that their criteria can be matched by our client. We then present the client with a range of mortgage or remortgage options that offer not just the best deals available, but are most likely to be approved.
We would welcome the opportunity to show you how your personal circumstances match up to the requirements of the mortgage lenders. Please call Search Mortgage Solutions, the Fylde, Preston mortgage brokers. You will be connected with our principal mortgage advisor, who will be happy to explain all the options that are open to you. We really hope that we hear from you soon. We can guarantee that you will be well satisfied with our comprehensive mortgage services.
The FCA do not regulate buy to let mortgages.