Mortgages Liverpool
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Self Employed Liverpool

Search Mortgage Solutions

Self Employed Mortgages Liverpool



Get A Decision In Principle
Within Minutes Of Your Call Ending
We specialise in all types of Self Employed Mortgages

Whether you’re a first-time buyer, many-time mover, looking for a large loan
or a buy-to-let landlord in Liverpool, we’ve got you covered, offering
Nationwide Self Employed Mortgages Advisors

0800 756 7794


Your home may be repossessed if you do not keep up repayments on your mortgage.
Quick Decision in Principle

Get a Decision in Principle within minutes of your phone call ending.

100% Fee Free

We're genuinely fee free - we never charge a fee for our service.

Whole of Market Advisors

We advise on & arrange the best mortgage from 1000's of deals.

Open 7 days a week 8am - 10pm

Whatever your circumstances we’ve got you covered.

Bad credit mortgages

We are specialists in arranging the best solutions.

Our enviable testimonials

speak for themselves. Please take a look.

Self Employed Mortgage Liverpool

Our company, Search Mortgage Solutions, Liverpool’s leading specialist mortgage broker for the self-employed, is very well informed how different lenders assess the applications of their self-employed mortgage applicants. Finding the most suitable self-employed mortgage to suit your specific needs and circumstances is our speciality.

  • Our Liverpool Self Employed Mortgages Advisors can advise on and arrange the best mortgage for you from 1000's of deals
  • You'll get expert advice and support throughout the entire mortgage process
  • We're genuinely fee free - we never charge a fee for our mortgage advice service

OPEN 7 DAYS A WEEK 8am - 10pm


Be Mortgage Ready

Get a Decision in Principle within minutes

Self Employed Mortgage Brokers Liverpool

As a general rule lenders will consider you as being self-employed if you own more than 20% to 25% of a business which provides your main income. If this applies to you and you are self-employed, a freelancer, a contractor, a sole trader, or a partner, we are here to help you to proceed to a mortgage to suit your particular circumstances.

In reality there are no differences between mortgages offered to self-employed people or to those in regular work as an employee. Both mortgage types have the same access to the same mortgages and the same interest rates. However, there is a big difference in the way that the lenders view income and assess affordability for the individual. Of course, your accountants will always endeavour to present the most tax efficient view of their client’s accounts whereas the mortgage lenders are more interested in income. Our Liverpool self-employed mortgage specialists are aware from long experience which lenders are more flexible and willing to take a wider view of the applicant’s earnings.


Please take a moment to view our genuine Testimonials

Aaron was fantastic. We had a few highs and lows in our house buying process and he guided us through the issues expertly and was always on hand to answer our queries or calm our nerves! He went the extra mile for us and we really appreciate it. Thanks Aaron!

Liz Lawson

I found Aaron at Search Mortgage Solutions extremely helpful and a necessity in sourcing a remortgage and new mortgage. I find all of the legal vocabulary very confusing, so having Aaron break it all down for me and go through the different options made it manageable. Quick, efficient and easy. I would highly recommend this company.


I cannot recommend David and Search Mortgage Solutions highly enough, the service was exceptional throughout the whole mortgage process. I work away a lot and found it difficult to arrange an appointment with lenders, but David came to see us on a Sunday night to go through the initial application and always had time to answer any subsequent queries and keep us up to date. I felt confident that the whole team were giving us the very best service they could, and they could be relied upon to chase the...


I have been extremely happy with your assistance in helping us find and apply for our mortgage. You have always promptly responded to any questions I have had along the way and been clear and concise with all the information you have provided. You have made everything much smoother and easier to understand than I ever thought possible! Vicky Hayward you are a star – you go above and beyond I’m sure. You do a fabulous job and I will definitely be recommending you.

Kay & Chris

Click below to see many more genuine testimonials


For anyone employed on a PAYE basis the applicant’s income is easily and accurately defined and there is very little risk to the lender. On the other hand, when assessing the income of self-employed or limited company directors, the lenders have to be very thorough to minimise their exposure to risk. The intensity and method of the assessment can vary enormously between lenders so the mortgage broker needs an extensive knowledge of the most receptive lenders, particularly if the financial information is only marginally good enough.


Once you are a client of Search Mortgage Solutions our mortgage advisors will monitor your mortgage for its entire duration to ensure that you are made aware of the best mortgages to suit your circumstances now and in the future.

Whichever mortgage we arrange for you, our mortgage advisors will regularly check your rates and inform you of any better rates and deals available as the years tick by. You can be confident that someone is monitoring your deal throughout the lifetime of your mortgage. We will ensure that you are getting the best value from your largest financial commitment.


  1. We are 100% fee free mortgage brokers.
  2. We make the process simple, fast and hassle free.
  3. We are available 7 days a week - 8am to 10pm.
  4. Contact us by telephone from 8 am to 10 pm.
  5. Our specialist advisors will help you protect your home in case the worst happens by recommending tailored life cover and home insurance.
  6. Receive a decision in principle within minutes of your initial consultation.

Fee Free Self Employed Mortgage Advice Liverpool

The interest rates applicable to self-employed mortgages are not necessarily any higher than standard mortgage interest rates. Generally the rates offered by the lenders are far more likely to depend on the size of your deposit and your credit rating. However, if your financial details barely meet the criteria of the mainstream lenders, we would have to make an application to lenders specialising in self-employed borrowers. In this case you may find that rates of interest are a little bit higher but unfortunately this is unavoidable.

Be Mortgage Ready

Get a Decision in Principle within minutes

Self Employed Mortgage Advice

Have no doubt that if you are self-employed and hoping to get a mortgage, you need to engage with a Liverpool broker specialising in this sector to guide you through the application process and advise which lenders would be most likely to favourably consider your specific business circumstances. Our advisors here at Search Mortgage Solutions, would be delighted to have the opportunity to work with you to meet your needs in the smoothest way possible. Please contact us for an informal discussion with one of our specialists for the self-employed. It will cost you nothing and could prove to be the best move you could have ever made. If you have been rejected by other lenders we will still make every possible effort to find a suitable lender for your situation.

Helping you to buy Your Dream Home

Wherever you are located in the uk

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Nationwide Fee Free Mortgage Advisors

Speak to a Liverpool Self Employed Mortgages Broker Today


Whether you’re a first time buyer, home mover, looking for a large loan or a buy to let landlord – we’ve got you covered – please contact Search Mortgage Solutions for top quality professional Self Employed Mortgages advice covering the whole of the market that’s 100% Fee Free.

  • Our Self Employed Mortgages Advisors can advise on and arrange the best mortgage for you from 1000’s of deals
  • You’ll get expert advice and support throughout the entire mortgage process
  • We really are fee free – we don’t charge a fee for our mortgage broker service

No need for an appointment, we’re just a phone call away. On hand 7 days a week to advise on the best mortgage for you.

Be Mortgage Ready

Get a Decision in Principle within minutes

Liverpool Self Employed Mortgages Advisors arranging the best mortgages from 1000's of deals

Below is just some of the many lenders we work with to get you the right mortgage.

Halifax Liverpool Self Employed Mortgages & Nationwide Building Society
Santander Liverpool Self Employed Mortgages
Aldermore Liverpool Self Employed Mortgages & Skipton Building Society
Leeds building Society Liverpool Self Employed Mortgages
Natwest Liverpool Self Employed Mortgages
Scottish Widows Liverpool Self Employed Mortgages
Business as Usual COVID-19 Update
Currently we are operating as normal, we have put a number of procedures in place to help mitigate the spread and limit the impact on the companies operations. Our staff are fully equipped to work remotely from home to answer your mortgage related questions. Your safety and well-being is of the utmost importance to us and so we are closely monitoring the situation with COVID-19 and the mortgage market. If you have any questions related to a new or existing mortgage then we are a mortgage broker that is happy to help answer them. Thankfully, none of the Search Mortgage Solutions team has been directly affected by COVID-19 and we have taken preventative measures to ensure this remains the case, which includes our staff working from home where necessary.
I want to reassure you that our service will continue to function as normal. All enquiries will still be responded to, and all staff will have full access to all the resources they need.

Search Mortgage Solutions

Search Mortgage Solutions

Search Mortgage Solutions

Search Mortgage Solutions

Search Mortgage Solutions