Mortgages London
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Self Employed Mortgages London

Search Mortgage Solutions

100% FEE FREE MORTGAGE BROKERS

WE DON'T CHARGE A FEE FOR OUR SERVICES

Get A Decision In Principle
Within Minutes Of Your Call Ending
We specialise in all types of London Mortgages

Whether you’re a first-time buyer, many-time mover, looking for a large loan
or a buy-to-let landlord in London, we’ve got you covered, offering
Nationwide Self Employed Mortgages Advisors

0800 756 7794

FREE CALL BACK

Your home may be repossessed if you do not keep up repayments on your mortgage.
Quick Decision in Principle

Get a Decision in Principle within minutes of your phone call ending.

100% Fee Free

We're genuinely fee free - we never charge a fee for our service.

Whole of Market Advisors

We advise on & arrange the right mortgage from 1000's of deals.

Open 7 days a week 8am - 10pm

Whatever your circumstances we’ve got you covered.

Bad credit mortgages

We are specialists in arranging the right solutions.

Our enviable testimonials

speak for themselves. Please take a look.

Self Employed Mortgage London

At Search Mortgage Solutions, London’s leading specialist mortgage broker for the self-employed, we have very much experience of how different lenders assess the applications of self-employed mortgage applicants. Finding the best self-employed mortgage to suit your specific needs and circumstances is our particular speciality.

  • Our London Self Employed Mortgages Advisors can advise on and arrange the right mortgage for you from 1000's of deals
  • You'll get expert advice and support throughout the entire mortgage process
  • We're genuinely fee free - we never charge a fee for our mortgage advice service

OPEN 7 DAYS A WEEK 8am - 10pm

WORKING AROUND YOUR BUSY SCHEDULE TO HELP YOU BUY YOUR DREAM HOME

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Mortgages Brokers Manchester | Mortgage Broker London

Self Employed Mortgage Brokers London

As a general rule lenders will consider you as self-employed if you own more than 20% to 25% of a business which provides your main income. If this applies to you and you are self-employed, a freelancer, a contractor, a sole trader, or a partner, we are ready to help you proceed to a mortgage to suit your particular circumstances.

In actual fact there is no difference between mortgages offered to self-employed people or to those in regular work as an employee. Both have same access to the same mortgages and the same interest rates. However, the big difference is the way that the lenders view income and assess affordability for the individual. Of course, accountants endeavour to present the most tax efficient view of their client’s accounts whereas the mortgage lenders are more interested in income. Our London self-employed mortgage experts know from long experience which lenders are more flexible and willing to take a wider view of the applicant’s earnings.

Search Mortgage Solutions

1st Floor, Canada House, Chepstow St, Manchester

5.0 27 reviews

1st Wootton Beavers
1st Wootton Beavers
2020-07-30
Verified review
David was really easy to deal with, I swear he works ever hour under the sun! great service and thank you for sorting out my minefield of a mortgage (well, it felt like that to me, but you made it simple!) Will be using you next time i buy a house for sure :)
Deimante J
Deimante J
2020-03-30
Verified review
Cannot thank enough to David Sharples for his professional manners along with a great support throughout the process of securing my mortgage , after some very bumpy roads towards it , David has managed to keep me calm and made sure that we got there at the end . The best broker I have ever used.
Peter Whitehead
Peter Whitehead
2020-02-27
Verified review
Great professional friendly service and advice. I had a potentially tricky proposition be be sorted out at short notice however David managed to find a lender almost immediately and I had agreement in principle within 24 hours. Would definitely recommend.
Sarah
Sarah
2020-02-17
Verified review
David helped me to secure my first mortgage back in 2013 and has since helped me with two re-mortgages. I've found him friendly and helpful on every occasion and he made the process smooth and straightforward. I would definitely recommend David as a mortgage advisor.
Sarah Guinness
Sarah Guinness
2020-02-06
Verified review
Excellent and courteous service always provided. With attention paid to any change in personal circumstances, so as to find the best mortgage offers that suit. I cannot recommend Search Mortgage Solutions high enough, they are fantastic.
Suzanne Howarth
Suzanne Howarth
2020-01-13
Verified review
Great service from the team at Search Mortgage Solutions - Will recommend to friends & family. Thank you
Szymon Czarnota
Szymon Czarnota
2020-01-09
Verified review
Search Mortgage Solutions processed our mortgage application promptly for the third time! We cannot thank David enough for his professionalism and knowledge. Our applications have been rather complicated and he's been always very supportive and helpful. The whole process was so much easier and less stressful for us - thanks to him. Efficient, precise and friendly - we highly recommend!
Hayley Hawkins
Hayley Hawkins
2019-11-07
Verified review
We have just completed our re-mortgage after completing our first mortgage with David. Very friendly, helpful and knowledgeable. Would definitely recommend.
James Tuley
James Tuley
2019-11-07
Verified review
Has been brilliant at supporting us through a couple of difficult house purchases and has always been available to help even when he was supposed to be on holiday! David is a really friendly person to deal with and has made the whole process easier for us.
Gemma Duffy
Gemma Duffy
2019-09-13
Verified review
I would highly recommend the team at Search Mortgage Solutions. I am a returning customer who has re-mortgaged and bought using the teams expertise. Their customer service is excellent and their market knowledge is fantastic - they listened to our needs and found the best solution every time.

FEE-FREE SELF EMPLOYED MORTGAGE BROKERS LONDON

For people employed on a PAYE basis the applicant’s income is clearly defined and there is very little risk to the lender. On the other hand, when assessing the income of self-employed or limited company directors, the lenders are very thorough to ensure that their exposure to risk is minimised. The intensity and method of the assessment varies enormously between lenders so the mortgage broker has to have an extensive knowledge of the most receptive lenders, particularly if the financial information is only marginally good enough.

CUSTOMER PROMISE

Once you are a client of Search Mortgage Solutions our mortgage advisors will monitor your mortgage for its entire duration to ensure that you are made aware of the right mortgages to suit your circumstances now and in the future.

Whichever mortgage we arrange for you, our mortgage advisors will regularly check your rates and inform you of any better rates and deals available as the years tick by. You can be confident that someone is monitoring your deal throughout the lifetime of your mortgage. We will ensure that you are getting the most suitable value from your largest financial commitment.

REASONS TO CHOOSE US

  1. We are 100% fee free mortgage brokers.
  2. We make the process simple, fast and hassle free.
  3. We are available 7 days a week - 8am to 10pm.
  4. Contact us by telephone from 8 am to 10 pm.
  5. Our specialist advisors will help you protect your home in case the worst happens by recommending tailored life cover and home insurance.
  6. Receive a decision in principle within minutes of your initial consultation.

Fee Free Self Employed Mortgage Advice London

Interest rates applicable to self-employed mortgages are not necessarily any higher than standard mortgage rates. Generally the rates offered by the lenders are much more likely to depend on the size of your deposit and your credit rating. However, if your financial details barely meet the specified criteria of the mainstream lenders, we would make an application to specific lenders that particularly service self-employed borrowers. In this case you may find that rates of interest are a little higher but unfortunately this is unavoidable.

Self Employed Mortgage Advice

There is absolutely no doubt that if you are self-employed and looking to get a mortgage, you need to engage with a London broker specialising in this sector that can guide you through the application process and advise which lenders would be most likely to favourably consider your specific business circumstances. Here at Search Mortgage Solutions, we would be delighted to have the opportunity to work with you to meet your needs in the smoothest, most hassle free way possible. An informal discussion with one of our specialist advisors for the self-employed will cost you nothing and could prove to be the best move you could have ever made. Even if you have been turned down by other lenders we will still make every possible effort to find a suitable lender for your situation.

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GET YOUR DECISION IN PRINCIPLE WITHIN MINUTES OF TALKING TO US

Whether you’re a first time buyer, home mover, looking for a large loan or a buy to let landlord – we’ve got you covered – please contact Search Mortgage Solutions for top quality professional Self Employed Mortgages advice covering the whole of the market that’s 100% Fee Free.

  • Our Self Employed Mortgages Advisors can advise on and arrange the right mortgage for you from 1000’s of deals
  • You’ll get expert advice and support throughout the entire mortgage process
  • We really are fee free – we don’t charge a fee for our mortgage broker service

No need for an appointment, we’re just a phone call away. On hand 7 days a week to advise on the right mortgage for you.

London Self Employed Mortgages Advisors arranging the right mortgages from 1000's of deals

Search Mortgage Solutions

Search Mortgage Solutions

Search Mortgage Solutions

Search Mortgage Solutions

Search Mortgage Solutions