Find the Right Mortgage for Your Buy-To-Let Property
Thinking about a buy-to-let investment in Manchester? Search Mortgage Solutions can guide you through the process, helping you secure the most suited mortgage deals from across the market. We ensure you get competitive rates and expert advice.
The No-Fee Mortgage Broker
Secure a Buy-to-Let Mortgage in 3 Simple Steps
Investing in property? Our expert brokers make the buy-to-let mortgage process straightforward. Whether you’re purchasing your first rental property or expanding your portfolio, we’ll guide you every step of the way to secure the right deal.
Start with a free, no-obligation consultation with one of our expert buy-to-let mortgage brokers in Manchester. We’ll assess your investment goals, financial situation, and property plans to find the right mortgage options for you.
We search the whole market, including specialist buy-to-let lenders, to secure competitive mortgage deals that align with your investment strategy, whether you’re buying as an individual or through a limited company.
Once you’ve chosen your mortgage, we’ll manage the application process, ensuring a smooth and hassle-free experience. You can move forward confidently, knowing you have the right financial backing for your rental property.
Why Property Investors Trust Us for Buy-to-Let Mortgages
Whether you’re a first-time landlord or a seasoned investor, we simplify the buy-to-let mortgage process. Our expert brokers help you secure the best mortgage deals, tailored to your investment strategy.
Maximise your investment returns with our fee-free buy-to-let mortgage advice. We provide expert support with no hidden fees or charges.
Navigating buy-to-let mortgages can be complex, but we make it simple. Our advisors help you understand rental income requirements, lender criteria, and tax implications.
We search the entire mortgage market, including specialist lenders, to find you the most competitive buy-to-let mortgage rates that match your property investment goals.
Every landlord’s situation is unique. Whether you’re buying as an individual, through a limited company, or expanding your portfolio, we’ll find a buy-to-let mortgage that fits your needs.
Fee free mortgage advice means a whole lot more for a whole lot less
Contact our Mortgage Adviser for completely fee-free buy-to-let mortgage advice. We will help you from the initial consultation to your mortgage completion, Completely Fee-free! 100% no hidden costs, We are just a phone call away.
For the right deals on buy-to-let mortgages in Manchester, call and speak to our adviser. What represents the right buy-to-let mortgages for you will depend upon your circumstances. Search Mortgage Solutions offers buy-to-let mortgage advice for first-time buyers and accidental landlords right through to professional portfolio buy-to-let landlords. Whether you are a first-time landlord or an experienced property investor wanting a buy-to-let purchase, buy-to-let remortgage or let-to-buy mortgage.
We’re Here to Help
Have questions or ready to get started? Contact us today!
125 Deansgate, Deansgate, Manchester, M3 2BY
Mon-Sun: 08:00 – 22:00
Hear What Our Happy Landlords Have to Say
Don’t just take our word for it, hear from landlords and property investors just like you. Our clients trust us to find the best buy-to-let mortgage deals, whether they’re buying their first rental property or growing their portfolio. Here’s what they have to say.
Excellent service from David, he secured my remortgage deal 2 years ago and he is always very helpful. He went above and beyond to get the best deal for me for my current mortgage and is always there to reassure me and offer advice and the best deals to go with. The communication was excellent with responding to my queries.
Nicholas Ward Manchester
Fantastic experience with David from Search Mortgage Solutions. He had to navigate some complex issues with my remortgages and did so expertly and with patience. I’ve used this company several times now for both new mortgages and renewals and they have never let me down. Always highly professional, timely, and supportive through the whole process. I thoroughly recommend them! Thanks for everything David 🙂
Stuart Avery Manchester
I cannot recommend David highly enough. He was extremely professional and helpful explaining all of the details in a way that I understood and made the whole process easy from start to finish. If you want to remove one of the stresses of moving house or just remortgaging then David is your guy and I had complete faith in the work he was doing for us. Will be using him again for sure.
Michael Chapman Manchester
Answers to Your Buy-to-Let Mortgage Questions
We make securing a buy-to-let mortgage simple. With expert advice, access to the whole market, and specialist support, we help landlords and investors secure the right deal with ease.
Buy to let mortgages are for purchasers who wish to buy and invest in property so that they can rent it out to a tenant. In most circumstances the tenant must not be a family member or relative.
Buy to let mortgages are used to purchase the property. Once purchased, you can then let out the property. The tenants will then make rental payments which usually cover the mortgage and other related costs.
You can get most types of mortgage for a buy to let property. You will need to decide if you want a fixed, variable, tracker, discount, or capped interest rate.
Most buy to let mortgages are interest only, which means your monthly repayments just cover the interest owed and the amount you borrowed will not reduce. A repayment mortgage will pay off the total amount you borrowed by the end of the term. Repayment mortgages cost more per month so are only suitable if you can achieve enough rent to cover it. The majority of lenders require a deposit of at least 25%. Lenders have different requirements for buy to let mortgages but they will only accept your mortgage application once they have assessed affordability. However there are some who will accept a much lower income if you are classed as an experienced landlord.
Yes! Many lenders offer buy-to-let mortgages to first-time landlords. While some require you to already own a residential property, there are specialist lenders who accept first-time buyers. We’ll help you find the best options based on your financial situation and investment goals.
Buy-to-let mortgages typically require a higher deposit than residential mortgages—usually around 25%. However, some lenders accept lower deposits, and your loan-to-value (LTV) options will depend on factors like rental income and lender criteria. We’ll help you find the best deal based on your budget.
Yes! Many landlords now purchase investment properties through a limited company (SPV) for tax efficiency. While not all lenders offer mortgages for limited companies, we work with specialist lenders who provide competitive options. We’ll help you decide whether this is the right route for you.
51 Customer Reviews
Excellent Service
Excellent service from David, he secured my remortgage deal 2 years ago and he is always very helpful. He went above and beyond to get the best deal for me for my current mortgage and is always there to reassure me and offer advice and the best deals to go with.
Nicholas Ward
Call Us On 0161 710 2587
Email Us At enquiry@searchmortgagesolutions.co.uk