Expert Mortgage Advice for the Self-Employed
Being self-employed shouldn’t mean struggling to secure a mortgage. At Search Mortgage Solutions, we specialise in helping self-employed and business owners find the right mortgage deals. We search a wide variety of lenders and products, so you can secure a mortgage with confidence.
The No-Fee Mortgage Broker
Get expert, fee-free advice and find a mortgage that works with your income. Start your journey today!
Get a Mortgage in 3 Simple Steps
Getting a mortgage when you’re self-employed doesn’t have to be complicated. Our straightforward process ensures you get expert advice, access to the most suitable deals, and the support you need to secure the right mortgage, without the stress.
Start with a free, no-obligation consultation with one of our expert mortgage advisors. We’ll take the time to understand your income structure and financial situation, helping you navigate the self-employed mortgage process with ease.
We offer a 100% fee-free service and search a wide variety of lenders to find the most suitable mortgage deals for self-employed professionals. Whether you have accounts, tax returns, or complex income streams, we’ll match you with lenders who understand your situation.
Once you’ve chosen the right mortgage, we’ll handle the paperwork and liaise with lenders to ensure a smooth approval process. Whether you’re buying your first home, moving, or remortgaging, you’ll have expert support at every step.
Why Self-Employed Buyers Trust Us with Their Mortgage?
We specialise in securing mortgages for self-employed professionals, offering expert guidance and a seamless process, so you can focus on finding the right mortgage without the hassle.
Getting a mortgage shouldn’t come with extra costs. Our advice is completely free, giving you expert support with no hidden fees or charges.
We know self-employed mortgages can feel complex, but we’re here to help. Our team answers your questions, keeps you informed, and ensures you feel confident throughout the process.
We search a wide variety of lenders and products, including lenders who specialise in self-employed applicants, to find you the most competitive mortgage options.
Your income may be structured differently, but that doesn’t mean getting a mortgage should be harder. We tailor mortgage options to fit your financial situation, helping you secure the right deal with ease.
Fee free mortgage advice means a whole lot more for a whole lot less
Our Manchester-based mortgage adviser has access to some really competitive remortgage deals through our network Quilter financial planning. These are available to all our existing clients and potential new clients. Our adviser takes great pride in finding the remortgage deals to suits our clients circumstances.
Most mortgages have an initial rate that are only valid for an initial period of time. When the initial period ends you will automatically be switched to a less competitive alternative product. Unless you take action and consult with a fee free advice Manchester mortgage broker that can offer advice and help you secure a new competitive deal.
We’re Here to Help
Have questions or ready to get started? Contact us today!
125 Deansgate, Deansgate, Manchester, M3 2BY
Mon-Sun: 08:00 – 22:00
Hear What Our Happy Clients Have to Say
Don’t just take our word for it, hear from self-employed professionals just like you. Our clients trust us to navigate the mortgage process, securing the right deals that fit their unique income structures. Here’s what they have to say.
Excellent service from David, he secured my remortgage deal 2 years ago and he is always very helpful. He went above and beyond to get the best deal for me for my current mortgage and is always there to reassure me and offer advice and the best deals to go with. The communication was excellent with responding to my queries.
Nicholas Ward Manchester
Fantastic experience with David from Search Mortgage Solutions. He had to navigate some complex issues with my remortgages and did so expertly and with patience. I’ve used this company several times now for both new mortgages and renewals and they have never let me down. Always highly professional, timely, and supportive through the whole process. I thoroughly recommend them! Thanks for everything David 🙂
Stuart Avery Manchester
I cannot recommend David highly enough. He was extremely professional and helpful explaining all of the details in a way that I understood and made the whole process easy from start to finish. If you want to remove one of the stresses of moving house or just remortgaging then David is your guy and I had complete faith in the work he was doing for us. Will be using him again for sure.
Michael Chapman Manchester
Answers to Your Self-Employed Mortgage Questions
We make securing a mortgage as a self-employed professional simple. With expert advice and tailored support, we help you find the right deal—without the stress.
Lenders will generally class you as self-employed if you own around about 25 percent or more of a business. If you are in a partnership you are treated the same as those who are sole traders.
You will have to prove how much you earn when you apply for a mortgage because lenders will want to make sure you can afford the monthly payments.
Proving your income is sometimes more difficult if you are self-employed, but you should be able to do this if you can get the right paperwork together
While some lenders prefer at least two years of accounts, there are options for those with just one year of trading history or even less in some cases. Some lenders will consider projected earnings or contracts if you’re a freelancer or contractor. We’ll help you find the right lender based on your specific circumstances.
Being self-employed doesn’t mean paying higher rates or accepting poor mortgage terms. With access to the whole market, we can find competitive rates from lenders specialising in self-employed mortgages, ensuring you get a deal that works for you, just like an employed applicant.
Speaking to a broker early can actually put you in a stronger position. We can assess your situation now, provide guidance on what lenders are looking for, and help you plan ahead—whether you’re ready now or in six months. The earlier you know your options, the better prepared you’ll be when the time comes.
Not at all! High street banks have strict criteria that don’t always work for self-employed applicants. However, many specialist lenders take a more flexible approach. Just because one lender says no doesn’t mean another won’t say yes, we’ll help you explore all your options.
51 Customer Reviews
Excellent Service
Excellent service from David, he secured my remortgage deal 2 years ago and he is always very helpful. He went above and beyond to get the best deal for me for my current mortgage and is always there to reassure me and offer advice and the best deals to go with.
Nicholas Ward
Call Us On 0161 710 2587
Email Us At enquiry@searchmortgagesolutions.co.uk