Debt Consolidation Mortgages in Manchester
Historic debt? Lets find a mortgage for you
Financial situations can deteriorate for everyone, Search Mortgage Solutions can help you get the right mortgage.
The No-Fee Mortgage Broker
Mortgage Advice for Debt Consolidation
Consolidate Your Debts in 3 Simple Steps
Managing multiple debts can feel overwhelming, but a debt consolidation mortgage can simplify your finances by combining your payments into one manageable monthly cost. We’ll guide you every step of the way to help you regain control of your finances.
Step 1
Speak to an Advisor
Start with a free, no-obligation consultation with one of our expert advisors. We’ll assess your current mortgage, outstanding debts, and financial situation to see if a debt consolidation mortgage is the right solution for you.
Step 2
Get Personalised Mortgage Options
We search the whole market, including specialist lenders, to find the best mortgage options for consolidating your debts. Whether you’re looking to reduce your monthly payments or simplify your finances, we’ll compare the best deals for you.
Step 3
Reduce Financial Stress
Once you’ve chosen the right option, we’ll handle the application process, ensuring a smooth transition. You can move forward with confidence, knowing you have a structured plan to manage your debts more effectively.
Choose Search Mortgage Solutions
Why Homeowners Trust Us for Debt Consolidation Mortgages
If you’re struggling with multiple debts, a debt consolidation mortgage can simplify your finances and reduce your monthly payments. We’ll help you find the best mortgage solution to regain control and move forward with confidence.
100% Fee-Free Service
We believe financial help shouldn’t come at a cost. Our advice is completely free, so you can explore your debt consolidation options with expert support and no hidden fees.
Reduce Monthly Payments
A debt consolidation mortgage allows you to combine debts into one manageable payment, often at a lower interest rate than personal loans or credit cards.
Whole Market Comparison
We search the entire mortgage market, including lenders who specialise in debt consolidation, ensuring you get the best possible deal based on your financial situation.
Tailored Mortgage Options
Your finances are unique, and so is our approach. We assess your current debts, mortgage, and goals to find a solution that works for you, whether that means reducing payments, simplifying finances, or securing a better deal.
Remortgage Advisor in Manchester
Our debt consolidation mortgage adviser may be able to help
Financial situations can deteriorate for everyone from time to time for very many reasons. For some people the answer may be to take out a loan or open a new credit card to help pay off their debts but often these can only be arranged with high interest charges. Search Mortgage Solutions a debt consolidation mortgage broker is happy to offer help and advice for those having the inconvenience and worry of persistent debt problems. Most people would find it difficult to find a lender that will accept their mortgage application if there are significant debts to be taken into consideration.
This is where our Manchester and north west debt consolidation mortgage adviser can help by discussing with you your own personal circumstances, income, employment, credit commitments, and residential history, so that we can advise you which lender is likely to accept your application at the most suitable combination of interest rate, fees, and early repayment charges.
Think carefully before securing debt against your home, your home may be repossessed if you do not keep up repayments on your mortgage.
We’re Here to Help
Contact Search Mortgage Solutions Today
Have questions or ready to get started? Contact us today!
Address
125 Deansgate, Deansgate, Manchester, M3 2BY
Open Hours
Mon-Sun: 08:00 – 22:00
Real Feedback, Real Results
Hear What Our Happy Clients Have to Say
Managing multiple debts can be stressful, but our clients have found relief through our debt consolidation mortgage solutions. Hear from homeowners just like you who trusted us to simplify their finances and reduce their monthly payments.
Excellent service from David, he secured my remortgage deal 2 years ago and he is always very helpful. He went above and beyond to get the best deal for me for my current mortgage and is always there to reassure me and offer advice and the best deals to go with. The communication was excellent with responding to my queries.
N
Nicholas Ward Manchester
Fantastic experience with David from Search Mortgage Solutions. He had to navigate some complex issues with my remortgages and did so expertly and with patience. I’ve used this company several times now for both new mortgages and renewals and they have never let me down. Always highly professional, timely, and supportive through the whole process. I thoroughly recommend them! Thanks for everything David 🙂
S
Stuart Avery Manchester
I cannot recommend David highly enough. He was extremely professional and helpful explaining all of the details in a way that I understood and made the whole process easy from start to finish. If you want to remove one of the stresses of moving house or just remortgaging then David is your guy and I had complete faith in the work he was doing for us. Will be using him again for sure.
M
Michael Chapman Manchester
Frequently Asked Questions
Answers to Your Debt Consolidation Mortgage Questions
Managing multiple debts can feel overwhelming, but we’re here to help. A debt consolidation mortgage could simplify your repayments and lower your monthly costs. Here are answers to some of the most common questions homeowners ask.
How does a debt consolidation mortgage work?
A debt consolidation mortgage allows you to combine multiple debts, such as credit cards, loans, or overdrafts, into your mortgage. This means you’ll have one manageable monthly payment, often at a lower interest rate than unsecured borrowing.
Will consolidating my debts into my mortgage save me money?
It can! Mortgage rates are typically lower than credit card or personal loan interest rates, so consolidating your debts could reduce your monthly payments. However, since mortgages are long-term, you may pay more interest over time. We’ll help you explore whether this is the right solution for you.
Can I get a debt consolidation mortgage if I have bad credit?
Yes, there are lenders who specialise in helping homeowners with bad credit consolidate their debts. Your eligibility will depend on factors such as your income, equity in your home, and repayment history. We’ll search the whole market to find the best options for your situation.
Will consolidating debts into my mortgage affect my credit score?
It can have both short-term and long-term effects. Initially, applying for a new mortgage may cause a temporary dip in your credit score. However, consolidating debts can improve your score over time by reducing your credit utilisation and ensuring payments are more manageable.
Is a debt consolidation mortgage the best option for me?
It depends on your personal circumstances. If you’re struggling with high-interest debts and want to simplify payments, this could be a good option. However, it’s important to weigh the long-term cost of adding unsecured debts to your mortgage. Our expert advisors can help you assess all your options before making a decision.
Get Started With Your Mortgage Today 100% Fee Free
Speak to an Advisor
51 Customer Reviews
Excellent Service
Excellent service from David, he secured my remortgage deal 2 years ago and he is always very helpful. He went above and beyond to get the best deal for me for my current mortgage and is always there to reassure me and offer advice and the best deals to go with.
Nicholas Ward
Call Us On 0161 710 2587
Email Us At enquiry@searchmortgagesolutions.co.uk