Remortgage Broker Manchester
Looking to remortgage in Manchester? Our expert brokers make the process simple. We help you find the best deals from the whole market, ensuring you get the most favourable rates.
Speak to an advisor today!
Fee-Free Advice for Remortgaging in Manchester
Our Manchester-based mortgage adviser has access to some really competitive remortgage deals through our network Quilter financial planning. These are available to all our existing clients and potential new clients. Our adviser takes great pride in finding the remortgage deals to suits our clients circumstances.
Most mortgages have an initial rate that are only valid for an initial period of time. When the initial period ends you will automatically be switched to a less competitive alternative product. Unless you take action and consult with a fee free Manchester mortgage broker that can offer advice and help you secure a new competitive deal.
100% Fee free
100% Fee Free Remortgages Manchester
Our Manchester based mortgage adviser has access to a vast array of remortgage options. We’ll diligently search for the optimal remortgage deal on your behalf, tailored to your specific requirements. Remortgaging is typically hassle-free since you already own the property, making the legal process simpler and quicker than your initial mortgage. With our remortgage products, the increased value of your home may result in more equity, enabling us to recommend top-tier deals that potentially outshine your original one. While remortgaging every few years can be time-consuming, you deserve access to the finest remortgage deals in Manchester. Our mortgage adviser streamlines the process, sourcing and arranging the remortgage deal to meet your needs. Just a phone call away, and completely fee-free, we’re here to assist you.
Contact us today. 8am – 10pm
7 days a week
0161 710 2587
Hello, is this the right time?
Think carefully before securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage.
Many mortgage loans offer attractive rates initially, but once that period ends, you might be shifted to a less competitive option, costing you more in the long run. It’s a hassle to remortgage every few years, researching different lenders and deals. Our Search Mortgage Solutions adviser simplifies the process by finding the most suitable remortgage deal for your needs and periodically reviewing it over time.
As your current deal approaches its end, it’s wise to have a ‘whole of market’ mortgage broker review your mortgage. Sticking with the same lender could mean paying a higher rate unnecessarily. We’ll set up your new mortgage and continuously ensure you have the right deal throughout its term. Don’t pay more than you need to; consider protection insurance for peace of mind. Check our separate ‘Mortgage Protection Insurance’ webpage for details on how we can assist.
Remortgage Property Manchester
It is definitely a wise decision to have your mortgage reviewed by a fee free ‘whole of market’ Manchester based mortgage broker as the end of your current deal approaches. The other option is to continue with the same lender and risk paying a higher rate than necessary. If you are looking for a remortgage adviser or buy to let remortgage adviser call us today for a completely fee free remortgage service.
Alternatively you may wish to remortgage your property to release equity for home improvements, buying a car, or to help your children to buy their own home. This is absolutely no problem as long as your financial circumstances fit the required criteria of the lenders.
Completely fee free Manchester Remortgage Broker
Our Manchester based adviser can offer guidance and solutions to all scenarios in relation to arranging a remortgage.
Use our Experience and Knowledge to place your applications with the most suitable lender , based on your circumstances.
Remortgaging can be complicated so it is not advisable to do it yourself on the internet. It always pays to use the services of a professional mortgage broker to ensure that you are not paying more than necessary. We would be delighted to review your current mortgage deal to see if any savings could be made by searching the whole of the market on your behalf. If we cannot improve your current deal, we will arrange to conduct a further review at a mutually agreed time in the future.
Help with your Remortgage
- Are you wanting to remortgage to add or remove a name from an existing mortgage
- Are you looking to remortgage your current property on to a buy to let / let to buy
- Are you looking to remortgage to consolidate some existing debts ie debt consolidation
- Are you still wanting to remortgage to a better deal , but your circumstances have changed since your original mortgage completed
- You are self employed and not sure of what is needed to suit lenders criteria for a new re mortgage
- Have you had previous credit issues and wish to look at all your remortgage options
- You have approached a Bank Direct and have been declined or they won’t lend you enough
FAQs
A remortgage is when you take out a new mortgage on a home that you already own. It can be to replace your existing mortgage or to borrow money against your property.
A mortgage for most people is their biggest financial commitment. By regularly reviewing the rates on their current mortgage, this can produce savings, sometimes £1000s each year on their payments. There can be positives and negatives to remortgaging.
Here are some reasons why you may want to re mortgage:-
Your current deal is about to end.
Most of the right mortgages deals available only last a short time – often two to five years. When it comes to an end, your lender will put you on its standard variable rate (SVR). This is likely to be higher than your current interest rate and higher than the right deals available via a broker. This is the time to review your remortgage options and secure a more competitive rate.
You want a better rate.
If you are tied into a mortgage deal then you might have to pay an early repayment charge (ERC) which can be high, often 2-5% of your outstanding mortgage amount. In addition, there may also be a small exit fee (often called an ‘admin fee’ or a ‘deeds release fee’). This doesn’t mean you shouldn’t consider it as the savings can be huge (especially if you have a large amount of mortgage debt). You just need to do your sums before looking at the switch options.
Your home has gained value.
If the value of the property has risen since you took out your initial mortgage, you may find you are eligible for a more competitive rate due to a lower loan-to-value band. Again, you need to fully review your calculations to see if it is cost effective.
Get Started With Your Mortgage Today 100% Fee Free
51 Customer Reviews
Excellent Service
Excellent service from David, he secured my remortgage deal 2 years ago and he is always very helpful. He went above and beyond to get the best deal for me for my current mortgage and is always there to reassure me and offer advice and the best deals to go with.
Nicholas Ward
Call Us On 0161 710 2587
Email Us At enquiry@searchmortgagesolutions.co.uk
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