Can I Get A Mortgage Through A Ltd Company?

A number of questions were raised following George Osborne’s Summer Budget 2015 as to the proposed changes to buy to let mortgage interest relief on personal borrowing. The changes to the treatment of mortgage interest has meant that investors are favouring going down the limited company route. As discussed in an article published on This is Money, brokers witnessed a big increase in applications for buy-to-let loans from limited companies as landlords prepared for the new tax amendments in April.
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Everything You Need To Know About Self-Build Mortgages

Embarking upon building your own house is a huge undertaking and if it’s something you’re serious about considering, the very first bridge you’re going to have to cross is how to fund the whole thing. If you’ve got money in place from another source then that’s great, but the chances are that you’re going to need a mortgage. However, self-build mortgages differ from traditional ones as the money is released in stages as the build project progresses. The way in
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Ten Tips To Finding The Perfect Home As A First Time Buyer

Buying your first home is almost as scary as it is exciting, but it’s ultimately one of the most exciting purchases that you’ll ever make in your life! To try and make the process that little bit smoother we’ve put together this list of ten top tips to finding your perfect first home. 1. Consider all of the costs While the big thing you’re going to want to consider is obviously your mortgage payments, it’s crucial to understand that there’s
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Ten Top Tips For Finding The Perfect Home As A First Time Buyer

Buying your first home is almost as scary as it is exciting, but it’s ultimately one of the most exciting purchases that you’ll ever make in your life! To try and make the process that little bit smoother we’ve put together this list of ten top tips to finding your perfect first home. 1. Consider all of the costs While the big thing you’re going to want to consider is obviously your mortgage payments, it’s crucial to understand that there’s
Read More

Everything You Need To Know About Self-Build Mortgages

Embarking upon building your own house is a huge undertaking and if it’s something you’re serious about considering, the very first bridge you’re going to have to cross is how to fund the whole thing. If you’ve got money in place from another source then that’s great, but the chances are that you’re going to need a mortgage. However, self-build mortgages differ from traditional ones as the money is released in stages as the build project progresses. The way in
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5 Tips For Buying Your First Buy To Let Property

Buy to Let properties are still a good investment that could bring you a good return on your money now and help you build a nest egg for your future retirement. With all investments, you should do your homework before putting any money into it and buy to let is no different. With this in mind, we’ve put together this guide which will make your research a little easier. Without further ado, here’s our list of ten tips that will
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Can I Get A Mortgage Through A Ltd Company?

A number of questions were raised following George Osborne’s Summer Budget 2015 as to the proposed changes to buy to let mortgage interest relief on personal borrowing. The changes to the treatment of mortgage interest has meant that investors are favouring going down the limited company route. As discussed in an article published on This is Money, brokers witnessed a big increase in applications for buy-to-let loans from limited companies as landlords prepared for the new tax amendments in April.
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Is Post-Brexit The Best Time To Review Your Mortgage?

Britain’s recent decision to leave the European Union has left a lot of things up in the air, not least house prices and interest rates. While it’s true that a lot of things are uncertain, the key thing to stress is not to panic! As has always been the case, it’s important to be calm and rational when it comes to big financial decision such as mortgages and don’t do anything without giving it a good degree of thought. Firstly,
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Why The Help To Buy Scheme Is The Best Option For First Time Buyers

To understand why the help to buy scheme is the best option for first time buyers, here is an explanation of what the Help to Buy scheme is and what those who buy via the scheme stand to save. What is the Help to Buy Scheme? The Help to buy scheme operated within the UK is a government created scheme which provides UK citizens with a viable and affordable means of purchasing a first-time home. Who is Eligible? The scheme
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Everything You Need To Know About Gifting A Deposit

A gifted deposit, in simple terms, is an amount of money which is provided by a family member to be used as a deposit on a property. Whilst there are also options for friends or third parties to gift a deposit too, this is not always a favourable amongst lenders and are therefore much more difficult to secure. The struggle for first-time buyers to get their foot on the property ladder is much more prominent today than it has probably
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