Search Mortgage Solutions

Buy To Let Mortgages Manchester

We don't charge a fee for our services

Get A Decision In Principle Within Minutes
We specialise in all types of Manchester Mortgages

Excellent and courteous service always.

Rated 5 stars on Google

0800 756 7794 GET IN TOUCH

Quick Decision in Principle

Get a Decision in Principle within minutes of your phone call ending.

100% Fee Free

We're genuinely fee free - we never charge a fee for our service.

Whole of Market Advisors

We advise on & arrange the right mortgage from 1000's of deals.

Open 7 days a week 8am - 10pm

Whatever your circumstances we’ve got you covered.

Bad credit mortgages

We are specialists in arranging the right solutions.

Our enviable testimonials

speak for themselves. Please take a look.

Fee Free Manchester Buy to Let Mortgage Broker

Contact our Manchester Mortgage Advisors for completely fee free Manchester Buy to Let mortgage advice We will help you all the way from initial consultation to your buy to let mortgage completion Completely Fee Free! 100% no hidden costs, We are just a phone call away.

For best deals on Buy to let Mortgage Manchester call and speak to our advisors. What represents the best buy to let mortgages Manchester for you will depend upon your personal circumstances. Search Mortgage Solutions offer buy to let mortgage advice on buy to let mortgages for first time buyers, the accidental landlord , right through to the professional, portfolio, buy to let landlord. Whether you are a first-time landlord or an experienced property investor wanting a buy to let purchase, buy to let remortgage , let to buy mortgage.

Buy To Let Mortgage Advice Manchester

Buying a buy to let property can be a stressful time and you may need to move fast, this is where we can help. Search Mortgage Solutions are available 7 days a week for no fee buy to let Manchester based mortgage advice. The downturn in interest rates on deposited money coupled with the erratic performance of the stock market have led to a very buoyant upsurge of interest in buying residential property to rent out. There are some very attractive properties available at much reduced prices in comparison with a few years back. Couple this with gradual but consistent increases in rental returns and it is easy to see the reasons for rising demand. There are many buy to let lenders offering choices of Buy to let mortgages for this purpose but not all will be suitable for every investor. There must be careful and comprehensive consideration given to the circumstances of the applicant, the specific property, and the willing lenders. Search Mortgage Solutions the buy to let mortgage broker Manchester based advisors will research the whole of market, best buy to let deals Manchester , to ensure a suitable product is recommended to suit your circumstances

Choose the right mortgage for you

First Time Buyer Moving Home Remortgages Buy To Let Debt Consolidation Bad Credit Mortgages Self Employed

Search Mortgage Solutions Manchester

125 Deansgate, Manchester M3 2BY

5.0 27 reviews

Ed Pollard

a month ago

I have used David and his team at Search Mortgage Solutions on a number of occasions and every time, his availability, advice and knowledge have been absolutely invaluable in helping with our mortgages. This has included some tricky, urgent issues to help us secure the house we wanted. The only thing that will stop me using David is when he retires! Thank you David for all your help over the years.

Nick Ventolini

3 months ago

David regularly proposes the most convenient deal and solution in the best of your interest. Professional and trustworthy, highly recommended.

1st Wootton Beavers

5 months ago

David was really easy to deal with, I swear he works ever hour under the sun! great service and thank you for sorting out my minefield of a mortgage (well, it felt like that to me, but you made it simple!) Will be using you next time i buy a house for sure :)

Fee Free Buy To Let Mortgages Manchester

There is an important difference between a buy to let mortgage and a standard home loan. Most lenders will consider the potential rental income of the property in addition to your salary when making their assessment of your application. At Search Mortgage Solutions, because of our location in the Manchester city centre and surrounded by literally thousands of apartments, we are continuously very active in the buy to let Manchester sector. This has become something of a speciality to us and, as a consequence, we know the best options when linking an investor to a lender.

If you are considering turning your current home into a buy to let investment and moving on to a new house, then our Manchester based mortgage advisors can help. This type of transaction is known as a Let to Buy mortgage and we at Search Mortgage Solutions can help you arrange your new mortgage on your new future purchase and the Let to Buy Mortgage on your current home. You are able to remortgage your current property on to a buy to let and at the same time raise money for a deposit for a new bigger home. The first thing you need to start the ball rolling is a good chat with one of our Manchester mortgage advisors. We charge no fee for giving you the most suitable advice to suit your circumstances.

Protection insurance is strongly recommended for your peace of mind. Please refer to our separate web page ‘Mortgage Protection Insurance’ which gives details of how we can help with this.

The Financial Conduct Authority do not regulate buy to let mortgages

Tips To Help Your Buy To Let

What represents the best buy to let mortgage for you will depend upon your personal circumstances. Search Mortgage Solutions offer advice on buy to let mortgages for the accidental landlord right through to the professional, portfolio, buy to let landlord.

There are very many alternative choices of mortgages for this purpose but not all will be suitable for every investor. There has to be careful and comprehensive consideration given to the circumstances of the applicant, the specific property, and the willing lenders.

5 Tips To Help You Remortgage

Check how much you can borrow based on the rental yield.
Have a deposit. Usually a minimum of 20-25% is needed , but the bigger the deposit you have , can get you a lower interest rate. You will need extra monies for solicitor fees and other associated costs i.e. Solicitors and stamp duty where applicable.
Check the details on your credit report are correct.
Use a whole of market broker to search the best deal to suit your circumstance.
Find out how much you can borrow – get started with an agreement in principle

Avoid Common Mistakes

Make no mistake, finding the most appropriate mortgage for a buy to let property can be something of a minefield mainly because of the increasingly stringent criteria set down by the lenders who are always unwilling to take unnecessary risks.

At Search Mortgage Solutions, because of our location in the centre of a major city and surrounded by literally thousands of apartments, we are continuously very active in the buy to let sector. This has become something of a speciality to us and, as a consequence, we know the best options when linking an investor to a lender.

The first thing you need to start the ball rolling is a good chat with one of our mortgage advisors. We charge no fee for giving you the necessary advice.

Helping you to buy Your Dream Home

Wherever you are located in the uk

Find Your Local office

Buy To let Mortgages Frequently Asked Questions

How do Buy to Let mortgages work?

Buy to let mortgages are for purchasers who wish to buy and invest in property so that they can rent it out to a tenant. In most circumstances the tenant must not be a family member or relative.

Buy to let mortgages are used to purchase the property. Once purchased, you can then let out the property. The tenants will then make rental payments which usually cover the mortgage and other related costs.

What types of buy to let mortgage are available?

You can get most types of mortgage for a buy to let property. You will need to decide if you want a fixed, variable, tracker, discount, or capped interest rate.

Most buy to let mortgages are interest only, which means your monthly repayments just cover the interest owed and the amount you borrowed will not reduce. A repayment mortgage will pay off the total amount you borrowed by the end of the term. Repayment mortgages cost more per month so are only suitable if you can achieve enough rent to cover it. The majority of lenders require a deposit of at least 25%. Lenders have different requirements for buy to let mortgages but they will only accept your mortgage application once they have assessed affordability. Most lenders will only accept an application if income per year is at least £20,000. However there are some who will accept a much lower income if you are classed as an experienced landlord.

Speak to a

Manchester Buy To let Mortgages Broker

Be Mortgage Ready

Get a Decision in Principle within minutes