100% FEE FREE

Buy To Let Mortgages Manchester

Search Mortgage Solutions

Our Manchester Buy To let Mortgages will help you get the best mortgage deal available and we won’t charge a fee for our services

Fee free Manchester Mortgage Advisors Rated 5 stars

Get A Decision In Principle
Within Minutes
Name(Required)
Marketing(Required)
Marketing2
This field is for validation purposes and should be left unchanged.

No Broker Fee

First Time Buyer
Moving Home
Remortgages
Buy To Let
Debt Consolidation
Bad Credit Mortgages
Self Employed
Mortgage Protection

Fee Free Manchester Buy to Let Mortgage Broker

Contact our Manchester Mortgage Advisors for completely fee free Manchester Buy to Let mortgage advice We will help you all the way from initial consultation to your buy to let mortgage completion Completely Fee Free! 100% no hidden costs, We are just a phone call away.

For best deals on Buy to let Mortgage Manchester call and speak to our advisors. What represents the best buy to let mortgages Manchester for you will depend upon your personal circumstances. Search Mortgage Solutions offer buy to let mortgage advice on buy to let mortgages for first time buyers, the accidental landlord , right through to the professional, portfolio, buy to let landlord. Whether you are a first-time landlord or an experienced property investor wanting a buy to let purchase, buy to let remortgage , let to buy mortgage.

Buy To Let Mortgage Advice Manchester

Buying a buy to let property can be a stressful time and you may need to move fast, this is where we can help. Search Mortgage Solutions are available 7 days a week for no fee buy to let Manchester based mortgage advice. The downturn in interest rates on deposited money coupled with the erratic performance of the stock market have led to a very buoyant upsurge of interest in buying residential property to rent out. There are many buy to let lenders offering choices of Buy to let mortgages for this purpose but not all will be suitable for every investor. There must be careful and comprehensive consideration given to the circumstances of the applicant, the specific property, and the willing lenders. Search Mortgage Solutions the buy to let mortgage broker Manchester based advisors will research the whole of market, best buy to let deals Manchester , to ensure a suitable product is recommended to suit your circumstances

Our Customers

Have a lot to say about us

Will SleggWill Slegg
09:47 27 Jul 21
As a self employed person, I am always aware of additional difficulties in finding the right mortgage for me and my partner. Add to the mix a national pandemic and banks either reluctant or nervous to lend, and I was faced with quite a challenge to find the right mortgage. Luckily we had used Search Mortgage Solutions before so had no hesitation in their ability to help us find the right product. David helped us with quite a lengthy process in which a property purchase fell through resulting in an extended search and subsequent need for a new product. David took much of the stress out of an otherwise stressful situation and we could not be happier. Fully recommend!
Matt BrownMatt Brown
09:16 11 May 21
We dealt with David after struggling to get accepted by banks ourselves, within 2 weeks we had been accepted and are now a few weeks away from moving into our first home. He was very helpful, quick and responsive and I would highly recommend their services. Will definitely use again in future.
Ed PollardEd Pollard
19:06 12 Dec 20
I have used David and his team at Search Mortgage Solutions on a number of occasions and every time, his availability, advice and knowledge have been absolutely invaluable in helping with our mortgages. This has included some tricky, urgent issues to help us secure the house we wanted. The only thing that will stop me using David is when he retires! Thank you David for all your help over the years.
Nick VentoliniNick Ventolini
13:29 30 Sep 20
David regularly proposes the most convenient deal and solution in the best of your interest. Professional and trustworthy, highly recommended.
1st Wootton Beavers1st Wootton Beavers
11:37 30 Jul 20
David was really easy to deal with, I swear he works ever hour under the sun! great service and thank you for sorting out my minefield of a mortgage (well, it felt like that to me, but you made it simple!) Will be using you next time i buy a house for sure :)
js_loader
Looking for a top class mortgage broker?
How do you pick a good one? By checking their Reviews and Testimonials page to see how earlier clients have rated them. We offer our testimonials for scrutiny by our industry regulators to verify that they are genuine.
  • You gave good guidance throughout, identified the best mortgage products for us and made the whole process simple. We will certainly have no hesitation in recommending Search Mortgage Solutions to our friends and family..

    Diane & John
  • Your help was excellent. I would use your services again..

    Abdul
  • They are right when they say buying a house is the most stressful thing you can do. When we didn’t know what to do, we were advised to contact David and his team. From the first conversation, I knew we were in good hands and were speaking to someone who understood us and what we needed. I am so grateful for the help and advice we received from David and everyone at Search Mortgage Solutions. My advice to anyone looking for a mortgage would be, don’t go to the banks, go straight to a mortgage broker, go to Search Mortgage Solutions. You will receive a far better service. Thank you for helping us..

    Kat & Salvatore
  • I would like to say that I am very happy with the Mortgage David Sharples arranged for me and have told friends and family moving home to contact Search Mortgage Solutions. I must say it was the least stressful part of the whole moving process thanks to David..

    Marian
  • Search Mortgage Solutions took a quick understanding of our circumstances, very clear advice, always available and helpful, gave clear information and well organised, very professional and we would recommend them to friends and colleagues..

    Mourad
  • I found Search Mortgage Solutions really helpful in getting me the mortgage I wanted. They got me a good deal, gave comprehensive advice, were easily contactable, I would definitely recommend Search Mortgage Solutions to others..

    Richard
  • Search mortgage solutions provided an excellent service for me. David was very contactable through phone and e-mail and would reply very rapidly to any correspondence which was much appreciated. Would highly recommend..

    Neil
  • I just wanted to say a big thank you to David for all his help in arranging my mortgage. He was always available to talk and took the time to answer any queries I had. He gave me really good advice and helped me find the perfect mortgage. I would absolutely and wholeheartedly recommend him to my friends and will be seeking his advice again when I look to re-mortgage/move home..

    Lucy
  • We’ve been very impressed with the service provided by Search Mortgage Solutions and the ease with which they’ve found the right mortgage for us. The whole process was clearly explained and we’ve been kept informed every step of the way. We’d like to thank David and the team for their advice and friendly service. We will definitely be recommending you to family & friends and look forward to dealing with you again!.

    Nick & Ashley
No Fee

Fee Free Buy To Let Mortgages Manchester

There is an important difference between a buy to let mortgage and a standard home loan. Most lenders will consider the potential rental income of the property in addition to your salary when making their assessment of your application. At Search Mortgage Solutions, because of our location in the Manchester city centre and surrounded by literally thousands of apartments, we are continuously very active in the buy to let Manchester sector. This has become something of a speciality to us and, as a consequence, we know the best options when linking an investor to a lender.

If you are considering turning your current home into a buy to let investment and moving on to a new house, then our Manchester based mortgage advisors can help. This type of transaction is known as a Let to Buy mortgage and we at Search Mortgage Solutions can help you arrange your new mortgage on your new future purchase and the Let to Buy Mortgage on your current home. You are able to remortgage your current property on to a buy to let and at the same time raise money for a deposit for a new bigger home. The first thing you need to start the ball rolling is a good chat with one of our Manchester mortgage advisors. We charge no fee for giving you the most suitable advice to suit your circumstances.

Protection insurance is strongly recommended for your peace of mind. Please refer to our separate web page ‘Mortgage Protection Insurance’ which gives details of how we can help with this.

The Financial Conduct Authority do not regulate buy to let mortgages

What represents the best buy to let mortgage for you will depend upon your personal circumstances. Search Mortgage Solutions offer advice on buy to let mortgages for the accidental landlord right through to the professional, portfolio, buy to let landlord.

There are very many alternative choices of mortgages for this purpose but not all will be suitable for every investor. There has to be careful and comprehensive consideration given to the circumstances of the applicant, the specific property, and the willing lenders.

5 Tips To Help You Remortgage

  • Check how much you can borrow based on the rental yield.
  • Have a deposit. Usually a minimum of 20-25% is needed , but the bigger the deposit you have , can get you a lower interest rate. You will need extra monies for solicitor fees and other associated costs i.e. Solicitors and stamp duty where applicable.
  • Check the details on your credit report are correct.
  • Use a whole of market broker to search the best deal to suit your circumstance.
  • Find out how much you can borrow – get started with an agreement in principle

Make no mistake, finding the most appropriate mortgage for a buy to let property can be something of a minefield mainly because of the increasingly stringent criteria set down by the lenders who are always unwilling to take unnecessary risks.

At Search Mortgage Solutions, because of our location in the centre of a major city and surrounded by literally thousands of apartments, we are continuously very active in the buy to let sector. This has become something of a speciality to us and, as a consequence, we know the best options when linking an investor to a lender.

The first thing you need to start the ball rolling is a good chat with one of our mortgage advisors. We charge no fee for giving you the necessary advice.

Manchester Mortgage Brokers
Helping You

Buy Your Dream Home

We offer our services to you at no cost, so why wait? Search Mortgage Solutions Mortgage brokers Manchester are here to help.

0800 756 7794

FAQ’s

Buy To let Mortgages Frequently Asked Questions

Buy to let mortgages are for purchasers who wish to buy and invest in property so that they can rent it out to a tenant. In most circumstances the tenant must not be a family member or relative.

Buy to let mortgages are used to purchase the property. Once purchased, you can then let out the property. The tenants will then make rental payments which usually  cover the mortgage and  other related  costs.

You can get most types of mortgage for a buy to let property. You will need to decide if you want a fixed, variable, tracker, discount, or capped interest rate.

Most buy to let mortgages are interest only, which means your monthly repayments just cover the interest owed and the amount you borrowed will not reduce. A repayment mortgage will pay off the total amount you borrowed by the end of the term. Repayment mortgages cost more per month so are only suitable if you can achieve enough rent to cover it. The majority of lenders require a deposit of at least 25%. Lenders have different requirements for buy to let mortgages but they will only accept your mortgage application once they have assessed affordability. Most lenders will only accept an application if income per year is at least £20,000. However there are some who will accept a much lower income if you are classed as an experienced landlord.

100% FREE

Buy To let Mortgages Advice

Simply give us a call or fill out the form

We are here 24/7 providing customers with expert advice and solutions for their Buy To let Mortgages.

Manchester Mortgage Broker Rated 5 stars on Google

Get A Decision In Principle
Within Minutes
Name(Required)
Marketing(Required)
Marketing2
This field is for validation purposes and should be left unchanged.

1000s

Of Mortgage Deals

We have access to the whole of the market of mortgage providers and because we don’t charge a fee, this can mean a savings for you of hundreds of pounds.

  • Accord Scottish Widows
  • Precise Principality
  • Skipton Teachers
  • Santander Newcastle
  • Natwest Nationwide
  • Paragon Pepper
  • Platform Masthaven
  • Leeds Kent
  • Kensignton Halifax
  • Godiva Foundation
  • Fleet Family
  • Darlington Coventry
  • HSBC Vida
  • Mortgage Works TSB
  • Together Mortgage Lender
  • Chorley Beverley
  • BM Solutions Aldermore
  • Virgin Halifax
image/svg+xml