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Remortgage Advice Manchester

Search Mortgage Solutions

Our Manchester Remortgages will help you get the best mortgage deal available and we won’t charge a fee for our services

Fee free Manchester Mortgage Advisors Rated 5 stars

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First Time Buyer
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Manchester Advice For Remortgaging

Our Manchester based mortgage advisors have access to some really competitive remortgage deals which are available to all our existing clients and potential new remortgage Manchester based clients. Our Manchester based advisors take great pride in advising and finding the best remortgage deals to suits our clients circumstances. and most of the deals offer a completely fee free transfer. Most mortgages have an initial rate that are only valid for an initial period of time. When the initial period ends you will automatically be switched to a less competitive alternative product. Unless you take action and consult with the fee free Manchester mortgage broker that can offer fee free ,whole of market remortgage advice and help you secure a new equally competitive new remortgage deal.

100% Fee Free Remortgages Manchester

Our Manchester based mortgage advisors have access to 1000’s of remortgage deals and we can search for the best remortgage deal on your behalf and then present our recommendations to match your individual needs.  Remortgaging is usually hassle free as you already own the house and therefore the legal work  will be much simpler and therefore speedier to complete that your initial mortgage. With our remortgage products, because your home may have increased in value and as a result having more equity in the property we are able to recommend market leading products which may result in a better deal than you originally had. Having to remortgage every few years is time consuming , but you also want to be assured that you are getting access to the best remortgage Manchester  deals available .Our Manchester mortgage advisers at Search Mortgage Solutions make the process easier for you by sourcing and arranging the most suitable remortgage deal to suit your needs  – We are just a phone call away and completely fee free.

Our Customers

Have a lot to say about us

Will SleggWill Slegg
09:47 27 Jul 21
As a self employed person, I am always aware of additional difficulties in finding the right mortgage for me and my partner. Add to the mix a national pandemic and banks either reluctant or nervous to lend, and I was faced with quite a challenge to find the right mortgage. Luckily we had used Search Mortgage Solutions before so had no hesitation in their ability to help us find the right product. David helped us with quite a lengthy process in which a property purchase fell through resulting in an extended search and subsequent need for a new product. David took much of the stress out of an otherwise stressful situation and we could not be happier. Fully recommend!
Matt BrownMatt Brown
09:16 11 May 21
We dealt with David after struggling to get accepted by banks ourselves, within 2 weeks we had been accepted and are now a few weeks away from moving into our first home. He was very helpful, quick and responsive and I would highly recommend their services. Will definitely use again in future.
Ed PollardEd Pollard
19:06 12 Dec 20
I have used David and his team at Search Mortgage Solutions on a number of occasions and every time, his availability, advice and knowledge have been absolutely invaluable in helping with our mortgages. This has included some tricky, urgent issues to help us secure the house we wanted. The only thing that will stop me using David is when he retires! Thank you David for all your help over the years.
Nick VentoliniNick Ventolini
13:29 30 Sep 20
David regularly proposes the most convenient deal and solution in the best of your interest. Professional and trustworthy, highly recommended.
1st Wootton Beavers1st Wootton Beavers
11:37 30 Jul 20
David was really easy to deal with, I swear he works ever hour under the sun! great service and thank you for sorting out my minefield of a mortgage (well, it felt like that to me, but you made it simple!) Will be using you next time i buy a house for sure :)
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  • You gave good guidance throughout, identified the best mortgage products for us and made the whole process simple. We will certainly have no hesitation in recommending Search Mortgage Solutions to our friends and family..

    Diane & John
  • Your help was excellent. I would use your services again..

    Abdul
  • They are right when they say buying a house is the most stressful thing you can do. When we didn’t know what to do, we were advised to contact David and his team. From the first conversation, I knew we were in good hands and were speaking to someone who understood us and what we needed. I am so grateful for the help and advice we received from David and everyone at Search Mortgage Solutions. My advice to anyone looking for a mortgage would be, don’t go to the banks, go straight to a mortgage broker, go to Search Mortgage Solutions. You will receive a far better service. Thank you for helping us..

    Kat & Salvatore
  • I would like to say that I am very happy with the Mortgage David Sharples arranged for me and have told friends and family moving home to contact Search Mortgage Solutions. I must say it was the least stressful part of the whole moving process thanks to David..

    Marian
  • Search Mortgage Solutions took a quick understanding of our circumstances, very clear advice, always available and helpful, gave clear information and well organised, very professional and we would recommend them to friends and colleagues..

    Mourad
  • I found Search Mortgage Solutions really helpful in getting me the mortgage I wanted. They got me a good deal, gave comprehensive advice, were easily contactable, I would definitely recommend Search Mortgage Solutions to others..

    Richard
  • Search mortgage solutions provided an excellent service for me. David was very contactable through phone and e-mail and would reply very rapidly to any correspondence which was much appreciated. Would highly recommend..

    Neil
  • I just wanted to say a big thank you to David for all his help in arranging my mortgage. He was always available to talk and took the time to answer any queries I had. He gave me really good advice and helped me find the perfect mortgage. I would absolutely and wholeheartedly recommend him to my friends and will be seeking his advice again when I look to re-mortgage/move home..

    Lucy
  • We’ve been very impressed with the service provided by Search Mortgage Solutions and the ease with which they’ve found the right mortgage for us. The whole process was clearly explained and we’ve been kept informed every step of the way. We’d like to thank David and the team for their advice and friendly service. We will definitely be recommending you to family & friends and look forward to dealing with you again!.

    Nick & Ashley
No Fee

Advice For Manchester Remortgages

Many mortgage loans offer specific rates that are only valid for an initial period of time. When the period expires you could be switched to a less competitive alternative product. Unless you take the trouble to have this reviewed you may have to pay much more over the years to reduce your mortgage debt. Having to remortgage every few years is a complete pain – before you know it, it is time to start again researching and evaluating the different mortgages on offer from all the different lenders. Our mortgage advisers at Search Mortgage Solutions make it a lot easier for you by sourcing and arranging the most suitable remortgage deal to suit your needs and rechecking them periodically as the years tick by.

It is definitely a wise decision to have your mortgage reviewed by a ‘whole of market’ mortgage broker as the end of your current deal approaches. The other option is to continue with the same lender and risk paying a higher rate than necessary. Once we have set up your new mortgage, we will regularly take a look to ensure that you have the best deal available throughout its full term. There is little point in paying more than you need to. Protection insurance is strongly recommended for your peace of mind. Please refer to our separate web page ‘Mortgage Protection Insurance’ which gives details of how we can help with this.

Think carefully before securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage.

Remortgage Property Manchester

It is definitely a wise decision to have your mortgage reviewed by a fee free ‘whole of market’ Manchester based mortgage broker as the end of your current deal approaches. The other option is to continue with the same lender and risk paying a higher rate than necessary. If you are looking for a remortgage Manchester mortgage advisor or buy to let remortgage Manchester based advisor call us today for a completely fee free remortgage service.

Alternatively you may wish to remortgage your property to release equity for home improvements, buying a car, or to help your children to buy their own home. This is absolutely no problem as long as your financial circumstances fit the required criteria of the lenders.

Once we have set up your new remortgage, we will regularly take a look to ensure that you have the best deal available throughout its full term. There is no point in paying more than you need to.

Completely fee free Manchester Remortgage Broker

Our Manchester based advisors can offer guidance and solutions to all scenarios in relation to arranging a remortgage.
Use our Experience and Knowledge to place your applications with the most suitable lender , based on your circumstances.

Remortgaging can be complicated so it is not advisable to do it yourself on the internet. It always pays to use the services of a professional mortgage broker to ensure that you are not paying more than necessary. We would be delighted to review your current mortgage deal to see if any savings could be made by searching the whole of the market on your behalf. If we cannot improve your current deal, we will arrange to conduct a further review at a mutually agreed time in the future.

Search Mortgage Solutions and our Manchester remortgage advisors can advise on a whole range of remortgage Manchester based scenarios.

Help with your Remortgage

  • Are you wanting to remortgage to add or remove a name from an existing mortgage
  • Are you looking to remortgage your current property on to a buy to let / let to buy
  • Are you looking to remortgage to consolidate some existing debts ie debt consolidation
  • Are you still wanting to remortgage to a better deal , but your circumstances have changed since your original mortgage completed
  • You are self employed and not sure of what is needed to suit lenders criteria for a new re mortgage
  • Have you had previous credit issues and wish to look at all your remortgage options
  • You have approached a Bank Direct and have been declined or they won’t lend you enough
Manchester Mortgage Brokers
Helping You

Buy Your Dream Home

We offer our services to you at no cost, so why wait? Search Mortgage Solutions Mortgage brokers Manchester are here to help.

0800 756 7794

FAQ’s

Remortgages Frequently Asked Questions

A remortgage is when you take out a new mortgage on a home that you already own. It can be to replace your existing mortgage or to borrow money against your property.

A mortgage for most people is their biggest financial commitment. By regularly reviewing the rates on their current mortgage, this can produce savings, sometimes £1000s each year on their payments. There can be positives and negatives to remortgaging.

Here are some reasons why you may want to re mortgage:-

Your current deal is about to end.

Most of the best mortgages deals available only last a short time – often two to five years. When it comes to an end, your lender will put you on its standard variable rate (SVR). This is likely to be higher than your current interest rate and higher than the best deals available via a broker. This is the time to review your remortgage options and secure a more competitive rate.

You want a better rate.

If you are tied into a mortgage deal then you might have to pay an early repayment charge (ERC) which can be high, often 2-5% of your outstanding mortgage amount. In addition, there may also be a small exit fee (often called an ‘admin fee’ or a ‘deeds release fee’). This doesn’t mean you shouldn’t consider it as the savings can be huge (especially if you have a large amount of mortgage debt). You just need to do your sums before looking at the switch options.

Your home has gained value.

If the value of the property has risen since you took out your initial mortgage, you may find you are eligible for a more competitive rate due to a lower loan-to-value band. Again, you need to fully review your calculations to see if it is cost effective.

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Remortgages Advice

Simply give us a call or fill out the form

We are here 24/7 providing customers with expert advice and solutions for their Remortgages.

Manchester Mortgage Broker Rated 5 stars on Google

Get A Decision In Principle
Within Minutes
Name(Required)
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Marketing2
This field is for validation purposes and should be left unchanged.

1000s

Of Mortgage Deals

We have access to the whole of the market of mortgage providers and because we don’t charge a fee, this can mean a savings for you of hundreds of pounds.

  • Accord Scottish Widows
  • Precise Principality
  • Skipton Teachers
  • Santander Newcastle
  • Natwest Nationwide
  • Paragon Pepper
  • Platform Masthaven
  • Leeds Kent
  • Kensignton Halifax
  • Godiva Foundation
  • Fleet Family
  • Darlington Coventry
  • HSBC Vida
  • Mortgage Works TSB
  • Together Mortgage Lender
  • Chorley Beverley
  • BM Solutions Aldermore
  • Virgin Halifax
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