Remortgage Advice Manchester
Search Mortgage Solutions
Our Manchester Remortgages will help you get the best mortgage deal available and we won’t charge a fee for our services
Fee free Manchester Mortgage Advisors Rated 5 stars
Manchester Advice For Remortgaging
Our Manchester based mortgage advisors have access to some really competitive remortgage deals which are available to all our existing clients and potential new remortgage Manchester based clients. Our Manchester based advisors take great pride in advising and finding the best remortgage deals to suits our clients circumstances. and most of the deals offer a completely fee free transfer. Most mortgages have an initial rate that are only valid for an initial period of time. When the initial period ends you will automatically be switched to a less competitive alternative product. Unless you take action and consult with the fee free Manchester mortgage broker that can offer fee free ,whole of market remortgage advice and help you secure a new equally competitive new remortgage deal.
100% Fee Free Remortgages Manchester
Our Manchester based mortgage advisors have access to 1000’s of remortgage deals and we can search for the best remortgage deal on your behalf and then present our recommendations to match your individual needs. Remortgaging is usually hassle free as you already own the house and therefore the legal work will be much simpler and therefore speedier to complete that your initial mortgage. With our remortgage products, because your home may have increased in value and as a result having more equity in the property we are able to recommend market leading products which may result in a better deal than you originally had. Having to remortgage every few years is time consuming , but you also want to be assured that you are getting access to the best remortgage Manchester deals available .Our Manchester mortgage advisers at Search Mortgage Solutions make the process easier for you by sourcing and arranging the most suitable remortgage deal to suit your needs – We are just a phone call away and completely fee free.
Have a lot to say about us
You gave good guidance throughout, identified the best mortgage products for us and made the whole process simple. We will certainly have no hesitation in recommending Search Mortgage Solutions to our friends and family..Diane & John
Your help was excellent. I would use your services again..Abdul
They are right when they say buying a house is the most stressful thing you can do. When we didn’t know what to do, we were advised to contact David and his team. From the first conversation, I knew we were in good hands and were speaking to someone who understood us and what we needed. I am so grateful for the help and advice we received from David and everyone at Search Mortgage Solutions. My advice to anyone looking for a mortgage would be, don’t go to the banks, go straight to a mortgage broker, go to Search Mortgage Solutions. You will receive a far better service. Thank you for helping us..Kat & Salvatore
I would like to say that I am very happy with the Mortgage David Sharples arranged for me and have told friends and family moving home to contact Search Mortgage Solutions. I must say it was the least stressful part of the whole moving process thanks to David..Marian
Search Mortgage Solutions took a quick understanding of our circumstances, very clear advice, always available and helpful, gave clear information and well organised, very professional and we would recommend them to friends and colleagues..Mourad
I found Search Mortgage Solutions really helpful in getting me the mortgage I wanted. They got me a good deal, gave comprehensive advice, were easily contactable, I would definitely recommend Search Mortgage Solutions to others..Richard
Search mortgage solutions provided an excellent service for me. David was very contactable through phone and e-mail and would reply very rapidly to any correspondence which was much appreciated. Would highly recommend..Neil
I just wanted to say a big thank you to David for all his help in arranging my mortgage. He was always available to talk and took the time to answer any queries I had. He gave me really good advice and helped me find the perfect mortgage. I would absolutely and wholeheartedly recommend him to my friends and will be seeking his advice again when I look to re-mortgage/move home..Lucy
We’ve been very impressed with the service provided by Search Mortgage Solutions and the ease with which they’ve found the right mortgage for us. The whole process was clearly explained and we’ve been kept informed every step of the way. We’d like to thank David and the team for their advice and friendly service. We will definitely be recommending you to family & friends and look forward to dealing with you again!.Nick & Ashley
Advice For Manchester Remortgages
Many mortgage loans offer specific rates that are only valid for an initial period of time. When the period expires you could be switched to a less competitive alternative product. Unless you take the trouble to have this reviewed you may have to pay much more over the years to reduce your mortgage debt. Having to remortgage every few years is a complete pain – before you know it, it is time to start again researching and evaluating the different mortgages on offer from all the different lenders. Our mortgage advisers at Search Mortgage Solutions make it a lot easier for you by sourcing and arranging the most suitable remortgage deal to suit your needs and rechecking them periodically as the years tick by.
It is definitely a wise decision to have your mortgage reviewed by a ‘whole of market’ mortgage broker as the end of your current deal approaches. The other option is to continue with the same lender and risk paying a higher rate than necessary. Once we have set up your new mortgage, we will regularly take a look to ensure that you have the best deal available throughout its full term. There is little point in paying more than you need to. Protection insurance is strongly recommended for your peace of mind. Please refer to our separate web page ‘Mortgage Protection Insurance’ which gives details of how we can help with this.
Think carefully before securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage.
Remortgage Property Manchester
It is definitely a wise decision to have your mortgage reviewed by a fee free ‘whole of market’ Manchester based mortgage broker as the end of your current deal approaches. The other option is to continue with the same lender and risk paying a higher rate than necessary. If you are looking for a remortgage Manchester mortgage advisor or buy to let remortgage Manchester based advisor call us today for a completely fee free remortgage service.
Alternatively you may wish to remortgage your property to release equity for home improvements, buying a car, or to help your children to buy their own home. This is absolutely no problem as long as your financial circumstances fit the required criteria of the lenders.
Once we have set up your new remortgage, we will regularly take a look to ensure that you have the best deal available throughout its full term. There is no point in paying more than you need to.
Completely fee free Manchester Remortgage Broker
Our Manchester based advisors can offer guidance and solutions to all scenarios in relation to arranging a remortgage.
Use our Experience and Knowledge to place your applications with the most suitable lender , based on your circumstances.
Remortgaging can be complicated so it is not advisable to do it yourself on the internet. It always pays to use the services of a professional mortgage broker to ensure that you are not paying more than necessary. We would be delighted to review your current mortgage deal to see if any savings could be made by searching the whole of the market on your behalf. If we cannot improve your current deal, we will arrange to conduct a further review at a mutually agreed time in the future.
Search Mortgage Solutions and our Manchester remortgage advisors can advise on a whole range of remortgage Manchester based scenarios.
Help with your Remortgage
- Are you wanting to remortgage to add or remove a name from an existing mortgage
- Are you looking to remortgage your current property on to a buy to let / let to buy
- Are you looking to remortgage to consolidate some existing debts ie debt consolidation
- Are you still wanting to remortgage to a better deal , but your circumstances have changed since your original mortgage completed
- You are self employed and not sure of what is needed to suit lenders criteria for a new re mortgage
- Have you had previous credit issues and wish to look at all your remortgage options
- You have approached a Bank Direct and have been declined or they won’t lend you enough
Buy Your Dream Home
We offer our services to you at no cost, so why wait? Search Mortgage Solutions Mortgage brokers Manchester are here to help.
Remortgages Frequently Asked Questions
A remortgage is when you take out a new mortgage on a home that you already own. It can be to replace your existing mortgage or to borrow money against your property.
A mortgage for most people is their biggest financial commitment. By regularly reviewing the rates on their current mortgage, this can produce savings, sometimes £1000s each year on their payments. There can be positives and negatives to remortgaging.
Here are some reasons why you may want to re mortgage:-
Your current deal is about to end.
Most of the best mortgages deals available only last a short time – often two to five years. When it comes to an end, your lender will put you on its standard variable rate (SVR). This is likely to be higher than your current interest rate and higher than the best deals available via a broker. This is the time to review your remortgage options and secure a more competitive rate.
You want a better rate.
If you are tied into a mortgage deal then you might have to pay an early repayment charge (ERC) which can be high, often 2-5% of your outstanding mortgage amount. In addition, there may also be a small exit fee (often called an ‘admin fee’ or a ‘deeds release fee’). This doesn’t mean you shouldn’t consider it as the savings can be huge (especially if you have a large amount of mortgage debt). You just need to do your sums before looking at the switch options.
Your home has gained value.
If the value of the property has risen since you took out your initial mortgage, you may find you are eligible for a more competitive rate due to a lower loan-to-value band. Again, you need to fully review your calculations to see if it is cost effective.
Simply give us a call or fill out the form
We are here 24/7 providing customers with expert advice and solutions for their Remortgages.
Manchester Mortgage Broker Rated 5 stars on Google
Of Mortgage Deals
We have access to the whole of the market of mortgage providers and because we don’t charge a fee, this can mean a savings for you of hundreds of pounds.