Search Mortgage Solutions

Bad Credit Mortgages Manchester

100% Fee free
bad credit mortgage broker

We don't charge a fee for our services

Get a Decision in Principle
within minutes of your call ending

We specialise in bad credit
mortgages Manchester

We are happy to offer help and advice on the problems of obtaining a suitable mortgage for those people with a poor credit history

0800 756 7794

Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Quick Decision in Principle
    Get a Decision in Principle within minutes of your phone call ending.
  • 100%
    Fee Free

    We're genuinely fee free - we never charge a fee for our service
  • Whole of Market
    Advisors

    We advise on & arrange the best mortgage from 1000's of deals
  • Open 7 days a week 8am - 10pm
    Whatever your circumstances we’ve got you covered.
  • Bad credit
    mortgages

    We are specialists in arranging the best solutions.
  • Our enviable testimonials
    speak for themselves. Please take a look.

Bad Credit Mortgage Manchester

Search Mortgage Solutions, Manchester’s leading bad credit mortgage brokers are happy to offer help and advice on the problems of obtaining a suitable mortgage for those people with a poor credit history. There are many options to be explored to find a suitable deal that will work well to overcome specific problems.

  • Our Bad Credit Mortgage Advisors can advise on and arrange the best mortgage for you from 1000's of deals
  • You'll get expert advice and support throughout the entire mortgage process
  • We're genuinely fee free - we never charge a fee for our mortgage advice service

OPEN 7 DAYS A WEEK 8am - 10pm

WORKING AROUND YOUR BUSY SCHEDULE TO HELP YOU BUY YOUR DREAM HOME

Be Mortgage Ready
Get a Decision in Principle within minutes

Bad Credit Mortgage Brokers

Typical problems from the past could include late or missed payments on credit, missed and late mortgage payments, credit card debts, bankruptcy, or County Court Judgements, (CCJ’s). Many mortgage brokers purposely avoid taking on bad credit mortgage applications because the processes that must be followed can be very complicated and time consuming. Search Mortgage Solutions have had many years of experience in the specialised area of bad credit mortgages and our expert Manchester based mortgage advisors know the best options to take for the best chances of success for you to purchase your new home or arrange a new remortgage.

People move on and circumstances can change for the better so being permanently locked out of the mortgage market because of mistakes in the past is a real shame. There are lenders out there who specialise in providing mortgages to people with a poor credit history. We, being a Manchester based whole of market broker specialising in bad credit mortgages, have access to a whole range of sympathetic lenders. In most circumstances we can arrange a new suitable bad credits mortgage with the best lender for your specific circumstances.

TRUSTED BY THOUSANDS OF HAPPY CUSTOMERS

Please take a moment to view our genuine Testimonials

  • Aaron was fantastic. We had a few highs and lows in our house buying process and he guided us through the issues expertly and was always on hand to answer our queries or calm our nerves! He went the extra mile for us and we really appreciate it. Thanks Aaron!
    Liz Lawson
  • I found Aaron at Search Mortgage Solutions extremely helpful and a necessity in sourcing a remortgage and new mortgage. I find all of the legal vocabulary very confusing, so having Aaron break it all down for me and go through the different options made it manageable. Quick, efficient and easy. I would highly recommend this company.
    Cathy
  • I cannot recommend David and Search Mortgage Solutions highly enough, the service was exceptional throughout the whole mortgage process. I work away a lot and found it difficult to arrange an appointment with lenders, but David came to see us on a Sunday night to go through the initial application and always had time to answer any subsequent queries and keep us up to date. I felt confident that the whole team were giving us the very best service they could, and they could be relied upon to chase the application on our behalf and to deal with queries from the lender to take as much hassle away from us as possible. I would recommend to all of my friends and colleagues, and we’ll be back in 3 years for the renewal!
    Adrian
  • I have been extremely happy with your assistance in helping us find and apply for our mortgage. You have always promptly responded to any questions I have had along the way and been clear and concise with all the information you have provided. You have made everything much smoother and easier to understand than I ever thought possible! Vicky Hayward you are a star – you go above and beyond I’m sure. You do a fabulous job and I will definitely be recommending you.
    Kay & Chris
Click below to see many more genuine testimonials

100% Fee-Free mortgage broker for Bad Credit Mortgages In Manchester

People move on and circumstances can change for the better so being permanently locked out of the mortgage market because of mistakes in the past is a real shame. There are lenders out there who specialise in providing mortgages to people with a poor credit history. We, being a Manchester based whole of market broker specialising in bad credit mortgages, have access to a whole range of sympathetic lenders. In most circumstances we can arrange a new suitable bad credits mortgage with the best lender for your specific circumstances.

Because of the higher risks that the lenders who will accept previous bad credit issues are exposed to, you could find that they may charge a slightly higher rate of interest or expect to see a higher deposit than those applicable to standard mortgages. Often a mortgage broker with wide experience of working in the adverse credit sector could possibly secure you a mortgage with terms that are not too distant from those of standard mortgages. Of course, this is very much dependant on the depth and complexity of the applicant’s problems from the past. This is why it is always a wise move to engage with a specialist broker that understands how the best adverse credit mortgages can be obtained. 

The FCA do not regulate buy to let mortgages.

Customer Promise

Once you are a client of Search Mortgage Solutions our mortgage advisors will monitor your mortgage for its entire duration to ensure that you are made aware of the best mortgages to suit your circumstances now and in the future.

Whichever mortgage we arrange for you, our mortgage advisors will regularly check your rates and inform you of any better rates and deals available as the years tick by. You can be confident that someone is monitoring your deal throughout the lifetime of your mortgage. We will ensure that you are getting the best value from your largest financial commitment.

Reasons To Choose Us

1. We are 100% fee free mortgage brokers.

2. We make the process simple, fast and hassle free.

3. We are available 7 days a week - 8am to 10pm.

4. Contact us by telephone from 8 am to 10 pm.

5. Our specialist advisors will help you protect your home in case the worst happens by recommending tailored life cover and home insurance.

6. Receive a decision in principle within minutes of your initial consultation.

100% Fee Free Bad Credit Mortgage Advice Manchester

As time goes by it is quite possible to improve your credit rating simply by keeping up with your mortgage repayments. This can mean that you could move to a standard mortgage at a later time. We will advise you when would be the best time to re-mortgage in the future and we would have all your past history to hand to renegotiate the best deal available.

The best starting point to get things moving along for you is to talk through your problems with one of our specialist advisors. Over the years we have built up an enviable reputation for helping our clients through this difficult situation that they are experiencing. Once we have had an in depth discussion we will recommend the best route available to move forward.

Be Mortgage Ready
Get a Decision in Principle within minutes

Bad Credit Mortgage Advice

Our advice and broker service is 100% fee free regardless of your circumstances or your previous defaults or previous adverse credit issues.

We really hope to have a chance to help you to buy your next home. An informal discussion with one of our bad credit or credit impaired mortgage specialist advisors will cost you nothing and we charge no fee for the mortgage application and processing.

Helping you to buy Your Dream Home

Wherever you are located in the uk

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