arriba, Author at Search Mortgage Solutions

November 17, 2020

What happens if a mortgage application gets rejected?

It is not uncommon for lenders to reject mortgage applications. If your application gets denied, you will instinctively want to reapply with another vendor. Before you do, it’s important to understand why you were denied a mortgage in the first place. Having too many unsuccessful applications could negatively affect your credit report, making it harder […]

Buying property as a limited company

If you are thinking of purchasing a buy-to-let property, do not let the high taxes deter you from doing so. Buying through a limited company exempts you from exorbitant taxes. As a high-rate taxpayer, you will pay about 40% of your rental income in tax, but if you buy the rental property as a limited […]

November 16, 2020

Will student loans affect me buying a house?

With an increase in university fees, more and more people are being forced to take up student loans. These loans are expensive, and it might take you years to finish paying them off. If you are thinking about buying a house but still have student debt, here are a few things you should know. Do […]

February 14, 2018

A First Time Investor’s Guide To Student Property

If you’re looking to invest in property, student housing could be a potentially lucrative market to look into, with more people than ever studying in the UK. The latest figures put the amount of UK students at around 1.8 million, with many of those students living in rented student accommodation. We spoke to Mighty Student […]

August 15, 2016

Can I Get A Mortgage Through A Ltd Company?

A number of questions were raised following George Osborne’s Summer Budget 2015 as to the proposed changes to buy to let mortgage interest relief on personal borrowing. The changes to the treatment of mortgage interest has meant that investors are favouring going down the limited company route. As discussed in an article published on This […]

Everything You Need To Know About Self-Build Mortgages

Embarking upon building your own house is a huge undertaking and if it’s something you’re serious about considering, the very first bridge you’re going to have to cross is how to fund the whole thing. If you’ve got money in place from another source then that’s great, but the chances are that you’re going to […]

August 10, 2016

Ten Tips To Finding The Perfect Home As A First Time Buyer

Buying your first home is almost as scary as it is exciting, but it’s ultimately one of the most exciting purchases that you’ll ever make in your life! To try and make the process that little bit smoother we’ve put together this list of ten top tips to finding your perfect first home. 1. Consider […]

August 2, 2016

Ten Top Tips For Finding The Perfect Home As A First Time Buyer

July 24, 2016

5 Tips For Buying Your First Buy To Let Property

Buy to Let properties are still a good investment that could bring you a good return on your money now and help you build a nest egg for your future retirement. With all investments, you should do your homework before putting any money into it and buy to let is no different. With this in […]

July 21, 2016

Can I Get A Mortgage Through A Ltd Company?

Is Post-Brexit The Best Time To Review Your Mortgage?

Britain’s recent decision to leave the European Union has left a lot of things up in the air, not least house prices and interest rates. While it’s true that a lot of things are uncertain, the key thing to stress is not to panic! As has always been the case, it’s important to be calm […]

June 26, 2016

Why The Help To Buy Scheme Is The Best Option For First Time Buyers

To understand why the help-to-buy scheme is the best option for first-time buyers, here is an explanation of what the scheme is and what those who buy via it stand to save. What is the Help to Buy Scheme? The Help to buy scheme operated within the UK is a government created scheme which provides […]