Author Archives: arriba
April 3, 2016
Can You Take Out A Mortgage To Purchase A Holiday Home?
When wondering whether a mortgage is applicable on a ‘dwelling’ of any kind, there is one golden rule to always remember: a mortgage is taken out against a property’s Land Registry listing. Therefore, if a property you would like to purchase or are considering investing in is not listed on the UK government’s lad registry […]
Hotspots For First Time Buyers In Greater Manchester
Manchester, the assumed capital of the “Northern Powerhouse” is one of the fastest and most exciting cities in the UK.With thriving industries such as media drawing huge numbers of new workers to the city and its surrounding areas, the complexity of Great Manchester’s housing market is consistently developing.If you are considering taking your first step […]
March 31, 2016
5 Tips For Buy-To-Let Investors
The government is trying to curb investors’ enthusiasm for buy-to-let property but yields still beat savings rates available on the high street Lenders dished out £10bn to buy-to-let investors in the final quarter of 2015, up from £7.7bn a year earlier. This statistic, released by the Bank of England, prompted its deputy governor for financial […]
Does The UK Need Larger Homes?
Britain may have some of the smallest homes in Europe, but our changing lifestyle means we do not need as much space as our grandparents did. Britain has the smallest homes in Europe, and they are getting smaller all the time. Property expert Laurence Glynne, of London estate agent LDG, says that residential properties in […]
March 12, 2016
Can You Finance A Timeshare With A Mortgage?
Purchasing a timeshare is an important decision. There are a number of ways that you may consider financing your timeshare, using a mortgage or home equity loan is perhaps something that you are considering. Before any decisions are made, it is important you consider your options carefully, do the appropriate research and even seek advice […]
March 9, 2016
The Real Difference Between Owning and Renting A Property [Infographic]
As house prices continue to rise, “generation rent” continues to grow and soon, more than half of under 40’s will be living in rented accommodation. Whilst for some this is a necessity due to the barriers faced to getting approval on a mortgage, however for others, it’s a decision taken to overcome the responsibilities of […]
March 8, 2016
Mortgage Rates Continue to Fall to Record Lows
Last Saturday marked seven years since the Bank of England cut their interest rates to a record low of 0.5%. While this isn’t great for those savings accounts, it is good news for those who are seeking mortgages! The continued low rates have led to a price war amongst the major lenders, which could wind […]
Thinking of Selling Your Home Online? Here’s What You Need to Know…
More and more homeowners are choosing to sell their homes online, rather than using a traditional high street estate agent. Although online selling is still in its early stages, it’s estimated that around half of all properties will be sold online within the next two years, and by 2020 it’s expected that the majority of […]
March 6, 2016
Top Tips For Securing A Mortgage As An Older Borrower
What Are Older Lenders? The term ‘older borrower’ most often describes a person who is over the age of sixty-five and attempting to secure a mortgage or have their mortgage application approved by a lender. That said, potential borrowers as young as fifty years old have been surprised to discover their age has affected their […]
March 3, 2016
Eight Top Tips To Remember When Viewing A Property
When viewing a property that you’re potentially thinking of buying, it may feel a little bit like you’re intruding in someone else’s space. But this is not the way to think! Instead you should be thinking about how this space could be yours, and hopefully for many many years! So instead of rushing in and […]
March 2, 2016
How Can Moving House Affect Primary School Places For Your Children?
Sorting out primary school places for your young children can be stressful for any family, with increased demand for places meaning some could unfortunately miss out on a place altogether according to this report from The Guardian. The process is made even more stressful for families who are in the process of moving home, as […]
How Would Brexit Affect Property Prices In The UK?
It may be just under four months away still, but the debate over the referendum to leave the European Union (often shortened to Brexit) is already in full swing! If you’re already sick to death of hearing the claims Britain would be better off staying in the EU or leaving it, the BBC have put […]