Author Archives: arriba
July 21, 2016
Is Post-Brexit The Best Time To Review Your Mortgage?
Britain’s recent decision to leave the European Union has left a lot of things up in the air, not least house prices and interest rates. While it’s true that a lot of things are uncertain, the key thing to stress is not to panic! As has always been the case, it’s important to be calm […]
June 26, 2016
Why The Help To Buy Scheme Is The Best Option For First Time Buyers
To understand why the help-to-buy scheme is the best option for first-time buyers, here is an explanation of what the scheme is and what those who buy via it stand to save. What is the Help to Buy Scheme? The Help to buy scheme operated within the UK is a government created scheme which provides […]
June 24, 2016
Everything You Need To Know About Gifting A Deposit
A gifted deposit, in simple terms, is an amount of money which is provided by a family member to be used as a deposit on a property. Whilst there are also options for friends or third parties to gift a deposit too, this is not always a favourable amongst lenders and are therefore much more […]
A Step-By-Step Guide To Buying Your First Home
It’s fair to suggest that buying a home for the first time just isn’t as easy as it used to be. Whether it’s because of the housing crisis back in 2008, the increasing amount of different deals on offer or even the soaring rental prices, first-time buyers in 2016 don’t have it easy. So it’s […]
Your One Stop Guide To Remortgaging
Many homebuyers will find that their personal circumstances change during the time that they are paying off their mortgage. This means that the mortgage deal that was right at the time of purchase might not be the best for them now. If this describes how you feel about your mortgage you will want to read […]
A Step-By-Step Guide To Buy To Let Mortgages
Buy to Let property investments have stood up to the recent turbulence in financial markets and are a relatively safe way to invest. That said, it pays to do your homework before venturing into any financial investment and the Buy to Let market is no different. So, if you’re considering a Buy to Let property […]
A Step-by-Step Guide To Moving Home
If this is the first time you are considering moving home, you may well be wondering where you begin and what the process involves. Every house move is different, and there are no concrete rules for the practicalities of moving all your possessions, but there are some simple steps to follow to make the financial […]
June 17, 2016
Tenants Take 22 Years To Save For Home Deposit
Rock-bottom interest rates and an ever-growing selection of cut-price mortgage deals on the market have done little to relieve the pressure on living costs, according to an independent research and policy organisation. The Resolution Foundation, a think-tank that works to improve the living standards of British families on low to middle incomes, says that the […]
A Quick Guide On How To Sell Your Home Quickly
Property sales slump after introduction of stamp duty surcharge but estate agents say buyers are queuing up for quality homes in good areas A dramatic fall in the number of properties sold between March and April does not signal the end of the property boom, say estate agents. Garton Jones Nine Elms Estate Agents says 94,370 […]
An Increasing Number Of Tenants In Market For First Home
First-time buyers now account for 28% of the property sales market thanks to bank of mum and dad plus increased levels of government help Claims that the rising cost of buying a first home is preventing tenants from getting on the property ladder appear to be at odds with statistics from the National Association of […]
Mortgage Lending Spikes On Back Of Buy-To-Let Boom
Lenders dish out £62.1bn in three months as buy-to-let investors rush to complete deals before introduction of 3% stamp duty surcharge Just weeks before gross mortgage lending for the first three months of 2016 totalled £62.1 billion (or about 53% of the entire NHS budget for 2015/16) one of Britain’s largest landlords sounded a warning […]
May 16, 2016
How To Take A Mortgage Payment Holiday
Certain mortgage agreements allow you to take what’s known as a ‘mortgage payment holiday’, allowing you to temporarily stop or reduce your monthly payments. As many as two million people are considering taking one of these payment holidays, but are they a good idea? And how do you go about taking one? What is a […]