Mortgage Brokers in Crosby & Formby
Search Mortgage Solutions operate on a fee free basis. Our North West mortgage brokers have access to the whole of the market of mortgage providers and only receive a commission from the mortgage provider once your mortgage is accepted. This can mean a saving for you of hundreds of pounds.
Mortgage Brokers in Crosby & Formby
Search Mortgage Solutions, the Crosby & Formby mortgage brokers are well established as leading providers of expert mortgage advice throughout the North West and the whole of the UK. For over 20 years, we have helped our clients throughout the highs and the lows of the property market giving expert mortgage advice to suit all circumstances. We have developed excellent relationships with mortgage lenders, some of which do not appear on the high street, thus ensuring that all our clients are given the best mortgage advice possible.
Contact us today. 8am – 10pm
7 days a week
0800 756 7794
Our commitment, enthusiasm, and success in providing mortgage advice from the ‘whole of the market’ for clients needing first time buyer advice, remortgage advice, home mover mortgage advice and specialist buy to let mortgage advice in the current difficult market has resulted in us becoming ‘first choice’ Crosby & Formby mortgage advisors to many estate agents, builders and developers to obtain the best mortgage deals for their clients
Mortgage Brokers in Crosby & Formby
It is so easy to get an instant choice of mortgage brokers from the internet all offering Crosby and Formby mortgage advice. The hard part is making your selection of which one to appoint as your advisor to guide you safely through the mortgage maze. How do you pick the best mortgage broker to give you an efficient, straightforward, and friendly service?
As a guide to how efficiently and effectively they work, it is always wise to take look at their testimonials to see how earlier clients have judged the service they have received. We are very proud of the many positive comments received from a whole host of past clients and, to guarantee that they are truly genuine, we offer the originals for scrutiny by our industry regulators. Please take a look as you are close to making an important decision, the selection of your mortgage broker.
It is also wise to check if any fees are charged by the mortgage broker that you are considering using. Here at Search Mortgage Solutions we do not charge fees for sourcing and arranging mortgages for our clients. We are very happy to provide you with fee free mortgage advice without any obligation for you to proceed any further until you feel ready to do so. Our reward comes from the chosen lender in the form of a commission if you decide to make an application and your mortgage is successfully granted.
Our long experience in the residential mortgage sector coupled with our comprehensive IT systems ensure that we find the most appropriate mortgage to suit the individual needs of each clients. We cover the whole of the market which gives us access to more than 4,000 mortgage deals. Also, being regulated by the Financial Conduct Authority, we are bound by a code to ensure that we treat customers fairly.
The mortgage application process has become increasingly complicated over recent years. The internet presents many options but we strongly recommend that you do not attempt to ‘go it alone’ without discussing your situation with a qualified professional mortgage broker. You may not be aware that lenders will complete a credit check on all new mortgage applicants and this is recorded on their credit file whether or not they proceed to a final application. The more enquiries they make, the more chance their credit score can be reduced which reduces the chances of a mortgage application being accepted. We are able to avoid this by sourcing the best deals and then by having discussions with the various underwriters to ensure that their criteria can be matched by our client. In this way we are able to present the client with a range of mortgage options that offer not just the best deals available, but are most likely to be approved.
We would love to have the opportunity to illustrate how your personal circumstances match up to the requirements of the mortgage lenders. Please call Search Mortgage Solutions, the Crosby and Formby mortgage brokers. Our principal mortgage advisor, will be happy to explain all the options that may be open to you.
The FCA do not regulate buy to let mortgages.
Aaron was fantastic. We had a few highs and lows in our house buying process and he guided us through the issues expertly and was always on hand to answer our queries or calm our nerves! He went the extra mile for us and we really appreciate it. Thanks Aaron!.Liz Lawson
I found Aaron at Search Mortgage Solutions extremely helpful and a necessity in sourcing a remortgage and new mortgage. I find all of the legal vocabulary very confusing, so having Aaron break it all down for me and go through the different options made it manageable. Quick, efficient and easy. I would highly recommend this company..Cathy
I cannot recommend David and Search Mortgage Solutions highly enough, the service was exceptional throughout the whole mortgage process. I work away a lot and found it difficult to arrange an appointment with lenders, but David came to see us on a Sunday night to go through the initial application and always had time to answer any subsequent queries and keep us up to date. I felt confident that the whole team were giving us the very best service they could, and they could be relied upon to chase the application on our behalf and to deal with queries from the lender to take as much hassle away from us as possible. I would recommend to all of my friends and colleagues, and we’ll be back in 3 years for the renewal!.Adrian
I have been extremely happy with your assistance in helping us find and apply for our mortgage. You have always promptly responded to any questions I have had along the way and been clear and concise with all the information you have provided. You have made everything much smoother and easier to understand than I ever thought possible! Vicky Hayward you are a star – you go above and beyond I’m sure. You do a fabulous job and I will definitely be recommending you..Kay & Chris
Search Mortgage Solutions were recommended to me by a work colleague who had said they had been very helpful with the purchase of her first home and she wasn’t wrong! I didn’t really understand how the whole mortgage process worked as I was a first-time buyer, but David was excellent at explaining the process and he was very helpful and friendly. He was always prompt at replying and always kept us up to date with progress, he even sorted our life insurance too. The whole process was made simple and so stress-free and I would highly recommend David and the Search Mortgage Solutions team to friends and family. Thank you so much!!.Stephanie
This is the second time that I have used Search Mortgage Solutions and once again I’ve been very impressed. My advisor went out of his way to do additional research by talking directly to a series of underwriters and offered me a range of advice about how to increase my ability to borrow. The service has been friendly and efficient and, in terms of the product secured, got me exactly what I need. I’ll be recommending SMS to any friends who need a mortgage broker..Chris
I have used Search Mortgage Solutions twice now in the last 2 years, first when my wife and I purchased our first home, we had received so many knock backs from other brokers saying it wasn’t feasible yet David was excellent he searched the market effortlessly and worked hard to get us a deal which we could afford. Always kept us up to date with progress and even sorted our life insurance too. Therefore I had no hesitation returning when our fixed period was up to remortgage to a better deal which was taken care of swiftly. I have already recommended David and Search Mortgage Solutions to friends and family and will continue to do so..Neil
I just wanted to drop you a quick line to say thank you so much for all your help with the mortgage. As first time buyers you made the whole process extremely simple and stress free and we cannot thank you enough for all your assistance. Feel free to post this review on any websites you use. Thanks again for everything!! Thanks..Anne Marie
Search Mortgage Solutions where very courteous and prompt in all correspondence, further providing all necessary information in easy to access files that could be accessed via PC or mobile phone. When we agreed upon a new mortgage quote, Search Mortgage Solutions took care to arrange everything and have it all delivered to our home. Overall the service was prompt, friendly and thorough and we would highly recommend to anyone..Sarah