April 10, 2026
Should You Fix Your Mortgage Rate Right Now?
With mortgage rates constantly changing, many homeowners and buyers are asking the same question: Should you fix your rate now or wait? The answer isn’t always straightforward, as it depends on your personal circumstances and how comfortable you are with potential changes in monthly payments. In this post, we’ll explain how fixed and variable rates […]
February 19, 2026
What Does a Mortgage Broker Do and Why Use a Fee-Free One?
When it comes to getting a mortgage, many people automatically turn to their bank, assuming it’s the easiest or cheapest option. But what if you could get access to a broader range of deals, expert advice tailored to your situation, and full support with the application process, without paying a penny in broker fees? That’s […]
January 7, 2026
New FCA Mortgage Rules Could Make It Easier for First‑Time Buyers in Manchester to Get a Mortgage
Getting on the property ladder in Manchester has become increasingly difficult for first-time buyers. Rising house prices, high rental costs, and rigid lending rules have left many people, especially those with non-traditional incomes, struggling to secure a mortgage. But that could soon change. The Financial Conduct Authority (FCA) has unveiled plans to overhaul mortgage lending […]
November 17, 2020
What happens if a mortgage application gets rejected?
It is not uncommon for lenders to reject mortgage applications. If your application gets denied, you will instinctively want to reapply with another vendor. Before you do, it’s important to understand why you were denied a mortgage in the first place. Having too many unsuccessful applications could negatively affect your credit report, making it harder […]
Buying property as a limited company
If you are thinking of purchasing a buy-to-let property, do not let the high taxes deter you from doing so. Buying through a limited company exempts you from exorbitant taxes. As a high-rate taxpayer, you will pay about 40% of your rental income in tax, but if you buy the rental property as a limited […]
November 16, 2020
Will student loans affect me buying a house?
With an increase in university fees, more and more people are being forced to take up student loans. These loans are expensive, and it might take you years to finish paying them off. If you are thinking about buying a house but still have student debt, here are a few things you should know. Do […]
February 14, 2018
A First Time Investor’s Guide To Student Property
If you’re looking to invest in property, student housing could be a potentially lucrative market to look into, with more people than ever studying in the UK. The latest figures put the amount of UK students at around 1.8 million, with many of those students living in rented student accommodation. We spoke to Mighty Student […]
August 15, 2016
Can I Get A Mortgage Through A Ltd Company?
A number of questions were raised following George Osborne’s Summer Budget 2015 as to the proposed changes to buy to let mortgage interest relief on personal borrowing. The changes to the treatment of mortgage interest has meant that investors are favouring going down the limited company route. As discussed in an article published on This […]
Everything You Need To Know About Self-Build Mortgages
Embarking upon building your own house is a huge undertaking and if it’s something you’re serious about considering, the very first bridge you’re going to have to cross is how to fund the whole thing. If you’ve got money in place from another source then that’s great, but the chances are that you’re going to […]
August 10, 2016
Ten Tips To Finding The Perfect Home As A First Time Buyer
Buying your first home is almost as scary as it is exciting, but it’s ultimately one of the most exciting purchases that you’ll ever make in your life! To try and make the process that little bit smoother we’ve put together this list of ten top tips to finding your perfect first home. 1. Consider […]
August 2, 2016
Ten Top Tips For Finding The Perfect Home As A First Time Buyer
Buying your first home is almost as scary as it is exciting, but it’s ultimately one of the most exciting purchases that you’ll ever make in your life! To try and make the process that little bit smoother we’ve put together this list of ten top tips to finding your perfect first home. 1. Consider […]
July 24, 2016
5 Tips For Buying Your First Buy To Let Property
Buy to Let properties are still a good investment that could bring you a good return on your money now and help you build a nest egg for your future retirement. With all investments, you should do your homework before putting any money into it and buy to let is no different. With this in […]