March 8, 2016
Mortgage Rates Continue to Fall to Record Lows
Last Saturday marked seven years since the Bank of England cut their interest rates to a record low of 0.5%. While this isn’t great for those savings accounts, it is good news for those who are seeking mortgages! The continued low rates have led to a price war amongst the major lenders, which could wind […]
Thinking of Selling Your Home Online? Here’s What You Need to Know…
More and more homeowners are choosing to sell their homes online, rather than using a traditional high street estate agent. Although online selling is still in its early stages, it’s estimated that around half of all properties will be sold online within the next two years, and by 2020 it’s expected that the majority of […]
March 6, 2016
Top Tips For Securing A Mortgage As An Older Borrower
What Are Older Lenders? The term ‘older borrower’ most often describes a person who is over the age of sixty-five and attempting to secure a mortgage or have their mortgage application approved by a lender. That said, potential borrowers as young as fifty years old have been surprised to discover their age has affected their […]
March 3, 2016
Eight Top Tips To Remember When Viewing A Property
When viewing a property that you’re potentially thinking of buying, it may feel a little bit like you’re intruding in someone else’s space. But this is not the way to think! Instead you should be thinking about how this space could be yours, and hopefully for many many years! So instead of rushing in and […]
March 2, 2016
How Can Moving House Affect Primary School Places For Your Children?
Sorting out primary school places for your young children can be stressful for any family, with increased demand for places meaning some could unfortunately miss out on a place altogether according to this report from The Guardian. The process is made even more stressful for families who are in the process of moving home, as […]
How Would Brexit Affect Property Prices In The UK?
It may be just under four months away still, but the debate over the referendum to leave the European Union (often shortened to Brexit) is already in full swing! If you’re already sick to death of hearing the claims Britain would be better off staying in the EU or leaving it, the BBC have put […]
Three Things To Consider Before Purchasing A Buy To Let Property
Investing in a buy-to-let property is becoming an increasingly popular option for those who have the money to secure a deposit, as the property market stirs back into life. Like any other investment, buy-to-let comes with a level of risk, but it can also provide some nice returns, so if you’re considering buying a buy-to-let […]
February 25, 2016
Is Investing In Student Accommodation A Sound Option?
Student accommodation has come on a long way from the run-down digs of yesteryear, and the student of 2016 now often lives in a plush “pod” often in a building fully kitted out with state of the art facilities such as gyms.On the face of it, investing in student accommodation is a very sound investment […]
February 21, 2016
Can A Mortgage Be Secured On A Park Home?
The simple truth is that mortgages cannot be secured on park home properties. The reason for this, despite the amount of people who choose to permanently live in park homes, is due the specific way in which mortgages function. All standard properties made of bricks and mortar in the UK are required to be registered […]
February 19, 2016
FAQ’s For Limited Companies Looking At Taking Out A Mortgage
If you’re a limited company looking at taking out a mortgage, you might be a little daunted and overwhelmed with the huge amount of information on the web as to the ins and outs of taking out a mortgage. However as long as you know where to look, taking out a mortgage for your limited […]
February 12, 2016
Does A Student Loan Affect Your Chances Of Getting Approval On A Mortgage?
With over 80% of UK students in 2004 who were eligible for financial support via The Student Support Scheme opting to take the support offered according to official statistics provided by The Student Loans Company, many of those now graduates and UK university leavers have since or are now attempting to get onto th property […]
February 10, 2016
Mortgage Rates Drop To Nine-Year Low, But Is It Too Good To Be True?
The trend of low rate mortgages which picked up momentum during the summer and autumn of 2015 has continued into the new year with the announcement of a 9-year low at the start of February. This is the sort of figure most of us will see at a glance when flicking through the days headlines, […]