February 10, 2016
It doesn’t matter where you’re moving home, or whether it’s your first or your tenth move, moving is stressful!Mountains of cardboard, discovering all that useless tat in the attic that you still can’t bring yourself to chuck away, the process of moving can seem to drag on and on. But don’t worry! Here at Search […]
2016 looks to be a great time for many to apply for a mortgage, with lending continuing to rise with mortgage rates falling, and rents rising. However, if your mortgage agreement seems slightly too good to be true, take two seconds to step back and make sure that it’s the right deal for you. Just because […]
January 29, 2016
Since the Mortgage Market Review in 2014, the application process in the UK for those wishing to be approved for borrowing has become increasingly lengthy. While the review was developed with good intentions, it does mean that completing an application requires more preparation, knowledge and circumstance to be accepted. It’s a fact of reality and something which […]
January 25, 2016
More and more people are becoming eligible from ‘shared ownership’ mortgages, where you only own a portion of the property, with the government now raising the income cap to allow those who earn up to £80,000 to benefit. With lenders offering to pay for up to 95% of the property, these mortgages seem like a […]
January 14, 2016
Choosing whether to rent or buy a property is one of the biggest decisions you’re likely to make in your lifetime, after all, it’s probably the biggest purchase you’ll ever make! There are benefits to taking either route, and obviously it depends largely on your own personal situation as to what’s right for you. However […]
Applying for a mortgage is a daunting thing, especially if you have never before made a mortgage application. Even if you do have prior mortgage application making experience though, because the industry is ever changing and property isn’t something all but developers do very often, it can still prove a mammoth task. Hence, below are […]
January 9, 2016
Good news for potential homeowners: The Bank of England has revealed mortgage approvals hit a three month high in November. A report showed that net mortgage lending went up by £3.9 billion, the largest rise since February 2008. There were 70,410 loan approvals for house purchases in November, which was more than expected as the […]
January 6, 2016
2016 looks set to be another year of record-low interest rates with economists predicting a maximum rise of as little as half a per cent. These all time low rates mean that 2016 is a great time to secure your mortgage before rates potentially rise again over the next few years. So if you are […]
Most people who have a growing family will at some stage find their present home just isn’t big enough. The obvious solution to some people would be to move and purchase a bigger house, but for some it isn’t really an option. Moving house costs money. Legal fees, estate agents costs, stamp duty; it all […]
December 22, 2015
Recently buy to let schemes have had a shakeup due to the new second home tax set to come into force from April 1st, 2016. What Is The New Tax? George Osborne announced in the previous month’s Autumn Statement that potential investors and individuals purchasing second homes or buy to let property should expect to […]
December 8, 2015
There are a number of things to consider before you even consider applying for a mortgage. One of the most difficult decisions to make is choosing the length of time in which to pay your mortgage. They can vary from just a couple of years up to double figures, but why is there such a […]
December 4, 2015
The UK government has announced a new ISA scheme which it homes will better enable first time buyers to make their first steps onto the property ladder. For those signing up to the help to buy ISA, he government will offer a tax-free payment of up to £6,000 when buying their first home, and interest rates […]