October 28, 2015
There are endless home improvement programmes on our televisions showing us how best to improve our homes in order to boost its price tag on the property market. What is perhaps lacking is what difference your garden can have on your property’s value. Research by over 50’s insurance provider RIAS earlier this year showed that […]
October 26, 2015
Landlords who rent to students report low arrears, higher than average yields and reduced ‘voids’ due to sustainable demand for rental properties. A study by utility company Glide found that 69% of landlords and letting agents prefer to let to students, and 84% agree that students make good tenants. What Are My Options? The three […]
October 12, 2015
Whilst there has been some improvement in the mortgage approval rate for first time buyers, getting the first step onto the property ladder is undoubtedly the hardest. Even if you can demonstrate a history of good personal financial management and have a deposit that can be anywhere up to 20% of the purchase price, you […]
In the years running up to the credit crunch the popularity of interest-only mortgages soared, as borrowers were able to cut their monthly repayments by just paying back the interest, not the capital. By the end of 2012, most lenders stopped lending on an interest-only basis, after many within the industry deemed it irresponsible. However, […]
October 9, 2015
When applying for a mortgage you have two initial options for finding a deal. You can either approach lenders directly or you can find a broker help find you a mortgage. Here at Search Mortgage Solutions we believe that brokers are by far your best option, no matter your situation, thats why we have put […]
October 2, 2015
As someone looking to invest in a buy-to-let property; you generally have one main decision to make and that is as to the type of investment property you purchase. Do you opt for student accommodation, private rental accommodation or even holiday accommodation? There’s advantages and disadvantages to all types of buy to let properties and, as […]
September 18, 2015
It’s a well known fact that many are struggling to buy their own home at the moment, due in part to rising property prices and the difficulty of getting approval for a mortgage, however how does the cost of buying compare with renting your home? Could it well be the case that we’re experiencing a […]
For lots of people, a rented property is a platform where they can live whilst also hopefully putting aside enough to later make that first step onto the property ladder and buy. While this is many peoples intention, it is becoming increasingly difficult to achieve. At Search Mortgage Solutions, our mortgage brokers in Manchester, Leeds, […]
September 11, 2015
Whilst there’s no denying the fact that many young people are struggling to get onto the property ladder as a result of increasing house prices, tougher mortgage criteria and the difficulty of saving up a sizeable deposit, it must still be remembered that there are those of a younger generation who successfully find themselves buying […]
September 6, 2015
It’s no secret that, earlier this year, mortgage rates hit an all time low, with a fixed-rate deal being available for 1.07%. As of the start of September, we continue to see mortgage rates far lower than anyone would have imagined this time two years ago, however one question which we still hear asked on […]
August 25, 2015
Whilst the majority of us would much prefer to buy either a new build or an existing home, some of us have dreams to build our own home and self-builds are becoming increasingly popular. One question which arises time and time again on the subject of self-builds, however, is how they can be financed. It’s […]
August 19, 2015
In an attempt to keep monthly mortgage repayments as low as possible, an increasing number of homeowners (and first time buyers, of course) in the UK are searching for deals which offer a term of 30 years or more, according to the Mortgage Advice Bureau who have reported that between April and June this year (2015), […]