May 11, 2016
Everything You Need To Know About Switching Your Mortgage Mid-Term
Once you’ve finally secured your mortgage, you probably want to switch your focus to moving into your new house and getting to work on making those repayments.However, did you know that you could actually potentially save thousands of pounds by switching your mortgage mid-term?It’s not right for everyone but if you shop around you just […]
How To Get A Mortgage With A Small Deposit
Perhaps the hardest part of getting on the property ladder is scrabbling together that first deposit, and it can be enough to put people off and carry on renting.However, while a substantial deposit will help you secure a mortgage, if you can’t afford one then all hope isn’t lost.Here are a couple of ways you […]
May 6, 2016
Eight Top Tips For Finding The Right Mortgage For You
It’s estimated that there are more than 6,000 different mortgage products out there, and finding the right one for you can be a daunting task, especially as a first time buyer, but it’s important to take the time to make sure that you get it right, as it could end up saving you hundreds of […]
Five Things To Consider Before You Remortgage
Remortgaging allows you to take out a new mortgage on your current property to replace your existing one, and could save you hundreds of pounds a month. While it’s often a great way to cut your costs, it’s not always so straightforward, and there are a couple of things that you should bear in mind […]
10 Ways To Improve Your Chances Of Getting Approval On Your First Mortgage [Infographic]
Applying for your first mortgage as a first-time buyer might seem like a daunting task, but it’s really not that tricky, and by following a few simple steps, you can improve your chances of approval and make the process as stress-free as possible.Here’s 10 things which every first-time mortgage applicant needs to take note of: […]
April 23, 2016
Can You Buy A Farm With A Standard Mortgage?
It can be difficult enough to secure a mortgage on a traditional home, so if you have dreams of starting a new life out on the farm, you may be wondering: “Can I get a mortgage on a farm?” Thankfully, the answer is yes! There are specialist agricultural mortgages which can be used to purchase […]
April 3, 2016
Can You Take Out A Mortgage To Purchase A Holiday Home?
When wondering whether a mortgage is applicable on a ‘dwelling’ of any kind, there is one golden rule to always remember: a mortgage is taken out against a property’s Land Registry listing. Therefore, if a property you would like to purchase or are considering investing in is not listed on the UK government’s lad registry […]
Hotspots For First Time Buyers In Greater Manchester
Manchester, the assumed capital of the “Northern Powerhouse” is one of the fastest and most exciting cities in the UK.With thriving industries such as media drawing huge numbers of new workers to the city and its surrounding areas, the complexity of Great Manchester’s housing market is consistently developing.If you are considering taking your first step […]
March 31, 2016
5 Tips For Buy-To-Let Investors
The government is trying to curb investors’ enthusiasm for buy-to-let property but yields still beat savings rates available on the high street Lenders dished out £10bn to buy-to-let investors in the final quarter of 2015, up from £7.7bn a year earlier. This statistic, released by the Bank of England, prompted its deputy governor for financial […]
Does The UK Need Larger Homes?
Britain may have some of the smallest homes in Europe, but our changing lifestyle means we do not need as much space as our grandparents did. Britain has the smallest homes in Europe, and they are getting smaller all the time. Property expert Laurence Glynne, of London estate agent LDG, says that residential properties in […]
March 12, 2016
Can You Finance A Timeshare With A Mortgage?
Purchasing a timeshare is an important decision. There are a number of ways that you may consider financing your timeshare, using a mortgage or home equity loan is perhaps something that you are considering. Before any decisions are made, it is important you consider your options carefully, do the appropriate research and even seek advice […]
March 9, 2016
The Real Difference Between Owning and Renting A Property [Infographic]
As house prices continue to rise, “generation rent” continues to grow and soon, more than half of under 40’s will be living in rented accommodation. Whilst for some this is a necessity due to the barriers faced to getting approval on a mortgage, however for others, it’s a decision taken to overcome the responsibilities of […]