August 14, 2015
As a first time buyer, it can be difficult to save up a deposit which is large enough to secure a mortgage and whilst the likes of the Help To Buy Scheme are doing a fantastic job at making it easier for individuals and couples to get onto the property ladder, the fact still remains that […]
If you’re preparing to put in an application for a mortgage, especially as a first time buyer, it’s important that you’re prepared for the questions which they’ll ask you. Of course, if you’re using the services of a mortgage broker, it will be them who ask this information, however regardless of the route you’re taking […]
August 12, 2015
Given that taking out a mortgage is likely one of the largest financial decisions you’ll ever make, it’s important to understand the different options available and be able to have an idea as to which is best suited to you. Of course, applying for a mortgage through a mortgage broker is a great way to receive […]
July 11, 2015
The reality is very much the case that thousands of homeowners across the UK are finding themselves as what is known as a ‘mortgage prisoner.’ This, of course, is due to the stricter criteria for lending which we’ve seen come into play over the past 18 months coupled with the fact that, going back a […]
July 10, 2015
Whether you’re considering a move in the coming years or have just moved into a new place and want to make improvements to your property, it’s important that you consider what will and won’t add value to your home. As such, we’ve outlined below 5 ways to add value to your property, whether you’re getting ready […]
July 8, 2015
In today’s (8th July 2015) emergency budget, George Osborn announced that the tax relief on privately rented buy-to-let properties is set to be reduced to 20%. At this moment in time, landlords are able to claim up to 45% of interest payments on mortgages as tax relief, something which has contributed to the large surge […]
July 3, 2015
As leading Manchester mortgage brokers, we have the pleasure of dealing with those buying their first home, moving into somewhere bigger and even those purchasing investment properties. As such, we’re often the first to know about exciting new developments and properties on the market. We all know that new homes are being built all across the […]
June 25, 2015
Applying for a mortgage became a more complicated procedure last April following the introduction of the Mortgage Market Review. Let’s take a look at what Belgravia estate agent, Best Gapp think about gaining approval for a mortgage… Despite lenders doing their best to publicise this strict set of rules, many mortgage applicants are unaware of […]
June 19, 2015
161,000 homeowners across the UK currently claim what is known as ‘Support For Mortgage Interest’ (SRI), a means tested benefit which those who are struggling financially can apply for to help ensure they don’t miss monthly mortgage repayments. In July, however, the rates will change due to an alteration to the rate used for calculations, […]
June 18, 2015
Since its introduction last April, the Mortgage Market Review (MMR) has been getting would-be homeowners into a bit of a muddle. Many are unsure what the new rules actually mean for them and their ability to get a mortgage. Its inception comes down to one thing: for years banks lent money to those who simply […]
June 15, 2015
If you’re a first time buyer looking to purchase your first home in Manchester; you’re not alone! A recent report by Countrywide, has suggested that Manchester is ‘a city for first time buyers’ and that, outside of London, a higher proportion of lending goes to first time buyers than anywhere else in the country, with […]
June 11, 2015
At Search Mortgage Solutions, we not only offer domestic mortgage advice but are also proud specialists in buy-to-let mortgages. As such, we’ve put together 5 top tips to buy-to-let for property investors. Whether you’re a current investor or are considering your options as to whether you may get better returns from property than savings accounts, take […]