What happens if a mortgage application gets rejected?

Mortgage Rejection

It is not uncommon for lenders to reject mortgage applications. If your application gets denied, you will instinctively want to reapply with another vendor. Before you do, it’s important to understand why you were denied a mortgage in the first place. Having too many unsuccessful applications could negatively affect your credit report, making it harder … Read more

Buying property as a limited company

If you are thinking of purchasing a buy-to-let property, do not let the high taxes deter you from doing so. Buying through a limited company exempts you from exorbitant taxes. As a high-rate taxpayer, you will pay about 40% of your rental income in tax, but if you buy the rental property as a limited … Read more

Will student loans affect me buying a house?

Student loans and mortgages

With an increase in university fees, more and more people are being forced to take up student loans. These loans are expensive, and it might take you years to finish paying them off. If you are thinking about buying a house but still have student debt, here are a few things you should know. Do … Read more

Mortgage Companies
Your home may be repossessed if you do not keep up repayments on your mortgage.