Mortgages Birmingham
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First Time Buyer Birmingham

Search Mortgage Solutions

FIRST TIME BUYER MORTGAGES BIRMINGHAM

100% FEE FREE MORTGAGE BROKERS

WE DON'T CHARGE A FEE FOR OUR SERVICES

Get A Decision In Principle
Within Minutes Of Your Call Ending
We specialise in all types of First Time Buyer Mortgages

Whether you’re a first-time buyer, many-time mover, looking for a large loan
or a buy-to-let landlord in BIRMINGHAM, we’ve got you covered, offering
Nationwide First Time Buyer Mortgages Advisors

0800 756 7794

FREE CALL BACK

Your home may be repossessed if you do not keep up repayments on your mortgage.
Quick Decision in Principle

Get a Decision in Principle within minutes of your phone call ending.

100% Fee Free

We're genuinely fee free - we never charge a fee for our service.

Whole of Market Advisors

We advise on & arrange the best mortgage from 1000's of deals.

Open 7 days a week 8am - 10pm

Whatever your circumstances we’ve got you covered.

Bad credit mortgages

We are specialists in arranging the best solutions.

Our enviable testimonials

speak for themselves. Please take a look.

Mortgage Advice For First Time Buyers in Birmingham

An increasing number of people are taking their first steps onto the property ladder because of the steady increases in the cost of renting residential accommodation over recent years. Making an application for a mortgage for the first time can be confusing and stressful particularly because of the stringent financial requirements set by the mortgage lenders in these difficult times.
If all the right boxes can be ticked, there are often many optional mortgage deals available but you will need to talk with a good mortgage advisor to decide which is the best for your personal needs. Our mortgage experts at Search Mortgage Solutions are ready and able to advise you throughout the complex procedure to become a home owner.

It is important to have professional help to take you smoothly through all the stages of the application. It is a daunting and potentially dangerous task to try to navigate your way through the many options available on the internet.

We hope that you will contact us so that we can explain in detail all the options available to you and which lender from the whole of the market will be the most suitable based on your personal circumstances and objectives. We would explain the whole mortgage and house buying process to you in an easy to understand way and then progress to a formal application only when you are comfortable to do so.

We will help you all the way from Initial consultation to mortgage completion

  • Our BIRMINGHAM First Time Buyer Mortgages Advisors can advise on and arrange the best mortgage for you from 1000's of deals
  • You'll get expert advice and support throughout the entire mortgage process
  • We're genuinely fee free - we never charge a fee for our mortgage advice service

OPEN 7 DAYS A WEEK 8am - 10pm

WORKING AROUND YOUR BUSY SCHEDULE TO HELP YOU BUY YOUR DREAM HOME

Be Mortgage Ready

Get a Decision in Principle within minutes

Mortgage Repayment and Affordability Calculator

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*Lenders typically cap the loan-to-income ratio at around four-and-a-half times your annual salary.

Please note this calculator does not consider your credit score or other debt repayments which may affect your ability to get a mortgage.

TRUSTED BY THOUSANDS OF HAPPY CUSTOMERS

Please take a moment to view our genuine Testimonials

Aaron was fantastic. We had a few highs and lows in our house buying process and he guided us through the issues expertly and was always on hand to answer our queries or calm our nerves! He went the extra mile for us and we really appreciate it. Thanks Aaron!

Liz Lawson

I found Aaron at Search Mortgage Solutions extremely helpful and a necessity in sourcing a remortgage and new mortgage. I find all of the legal vocabulary very confusing, so having Aaron break it all down for me and go through the different options made it manageable. Quick, efficient and easy. I would highly recommend this company.

Cathy

I cannot recommend David and Search Mortgage Solutions highly enough, the service was exceptional throughout the whole mortgage process. I work away a lot and found it difficult to arrange an appointment with lenders, but David came to see us on a Sunday night to go through the initial application and always had time to answer any subsequent queries and keep us up to date. I felt confident that the whole team were giving us the very best service they could, and they could be relied upon to chase the...

Adrian

I have been extremely happy with your assistance in helping us find and apply for our mortgage. You have always promptly responded to any questions I have had along the way and been clear and concise with all the information you have provided. You have made everything much smoother and easier to understand than I ever thought possible! Vicky Hayward you are a star – you go above and beyond I’m sure. You do a fabulous job and I will definitely be recommending you.

Kay & Chris

Click below to see many more genuine testimonials

First Time Mortgage Questions

We can advise on all the above and help you move forward with your new property purchase.

We can guide you on the following :

  • How much can I borrow?
  • What will my mortgage payments be?
  • I want to make an offer on my new home, what do I do next?
  • I need a mortgage in principle so I can view properties.
  • I’ve been declined and refused a mortgage by my bank – what next ?

Call us we can help? Birmingham’s Fee Free First Time Buyer Mortgage Broker

  • If you are looking for a first time buyer mortgage and are Birmingham based or in the surrounding areas, we can help.
  • If you are looking for the best mortgages for first time buyers in Birmingham, we can help.
  • If you are looking for any type of first time buyer mortgage advice, we can help.

Be Mortgage Ready

Get a Decision in Principle within minutes

Helping you to buy Your Dream Home

Wherever you are located in the uk

Find Your Local office
Nationwide Fee Free Mortgage Advisors

Mortgages for First Time Buyers in Birmingham

Unlike banks and building societies we search the whole of the mortgage market on your behalf which gives access to more than 4,000 optional deals. By this means, you are assured of the most suitable first time buyer mortgage to suit your personal circumstances. We will explain and advise on shared equity and shared ownership mortgages if these are applicable to your own circumstances. We can also offer advice on all the government Help to Buy initiatives.

We really hope that you will contact us so that we can discuss your current circumstances and the level of mortgage that you hope to obtain. Then we can explain all the options that may be available to you and which lender from the whole of the market will be the most suitable to target for your application. We complete your application only when you are happy to proceed and we then track progress and keep you informed as required during the whole process.

Please take a look at our ‘Mortgage Protection Insurance’ page which gives details of the many options that are available and how we can help with this after your mortgage has been set up.

It is important for you to check the broker fee arrangements of other mortgage brokers when making your decision of which broker to use. Some are as high as 1% of the amount borrowed which would be £1,500 for a £150,000 mortgage. We operate a ‘no broker fee’ policy which works well for our clients and for our company.

Best mortgage deals for first time buyers Birmingham

Search Mortgage Solutions and our Birmingham Mortgage advisers can advise on a whole range of First time buyer mortgage Birmingham based Scenarios

  • First time buyer Mortgage Advice
  • Help to buy mortgage advice for first time buyers
  • Right to buy mortgage advice for first time buyers
  • Self-employed mortgage advice for first time buyers
  • Buy to let mortgage advice for first time buyers
  • Let to buy mortgage advice for first time buyers
  • Shared Ownership mortgage advice for first time buyers
  • Shared Equity mortgage advice for first time buyers
  • Had previous adverse Credit issues and looking for a first time buyer mortgage

Speak to a BIRMINGHAM First Time Buyer Mortgages Broker Today

GET YOUR DECISION IN PRINCIPLE WITHIN MINUTES OF TALKING TO US

Whether you’re a first time buyer, home mover, looking for a large loan or a buy to let landlord – we’ve got you covered – please contact Search Mortgage Solutions for top quality professional First Time Buyer Mortgages advice covering the whole of the market that’s 100% Fee Free.

  • Our First Time Buyer Mortgages Advisors can advise on and arrange the best mortgage for you from 1000’s of deals
  • You’ll get expert advice and support throughout the entire mortgage process
  • We really are fee free – we don’t charge a fee for our mortgage broker service

No need for an appointment, we’re just a phone call away. On hand 7 days a week to advise on the best mortgage for you.

Be Mortgage Ready

Get a Decision in Principle within minutes

BIRMINGHAM First Time Buyer Mortgages Advisors arranging the best mortgages from 1000's of deals

Below is just some of the many lenders we work with to get you the right mortgage.

Halifax BIRMINGHAM First Time Buyer Mortgages & Nationwide Building Society
Santander BIRMINGHAM First Time Buyer Mortgages
Aldermore BIRMINGHAM First Time Buyer Mortgages & Skipton Building Society
Leeds building Society BIRMINGHAM First Time Buyer Mortgages
Natwest BIRMINGHAM First Time Buyer Mortgages
Scottish Widows BIRMINGHAM First Time Buyer Mortgages
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