Mortgages Birmingham
We're open 7 days a week 8am to 10pm
Self Employed Birmingham

Self Employed Mortgages Birmingham

Search Mortgage Solutions

100% FEE FREE MORTGAGE BROKERS

WE DON'T CHARGE A FEE FOR OUR SERVICES

Get A Decision In Principle
Within Minutes Of Your Call Ending
We specialise in all types of Self Employed Mortgages

Whether you’re a first-time buyer, many-time mover, looking for a large loan
or a buy-to-let landlord in Birmingham, we’ve got you covered, offering
Nationwide Self Employed Mortgages Advisors

0800 756 7794

FREE CALL BACK

Your home may be repossessed if you do not keep up repayments on your mortgage.
Quick Decision in Principle

Get a Decision in Principle within minutes of your phone call ending.

100% Fee Free

We're genuinely fee free - we never charge a fee for our service.

Whole of Market Advisors

We advise on & arrange the right mortgage from 1000's of deals.

Open 7 days a week 8am - 10pm

Whatever your circumstances we’ve got you covered.

Bad credit mortgages

We are specialists in arranging the right solutions.

Our enviable testimonials

speak for themselves. Please take a look.

Self Employed Mortgage Birmingham

Here at Search Mortgage Solutions, Birmingham’s leading specialist mortgage broker for the self-employed, we have much experience of how different lenders assess the applications of their self-employed mortgage applicants. Finding the best self-employed mortgage to suit your specific needs and circumstances is our speciality.

  • Our Birmingham Self Employed Mortgages Advisors can advise on and arrange the right mortgage for you from 1000's of deals
  • You'll get expert advice and support throughout the entire mortgage process
  • We're genuinely fee free - we never charge a fee for our mortgage advice service

OPEN 7 DAYS A WEEK 8am - 10pm

WORKING AROUND YOUR BUSY SCHEDULE TO HELP YOU BUY YOUR DREAM HOME

Be Mortgage Ready

Get a Decision in Principle within minutes

Self Employed Mortgage Brokers Birmingham

Generally lenders will consider you as being self-employed if you own more than 20% to 25% of a business which provides your main income. Should this apply to you and you are self-employed, a freelancer, a contractor, a sole trader, or a partner, we are here to help you to proceed to a mortgage matching your particular circumstances.

In actual fact there are no differences between mortgages offered to self-employed people or to those in regular work as an employee. Both types have the same access to the same mortgages and the same interest rates. However, the big difference is in the way that the lenders view income and assess affordability for the individual. Of course, accountants will always endeavour to present the most tax efficient view of their client’s accounts whereas the mortgage lenders are more interested in income. Our Birmingham self-employed mortgage specialists know from long experience which lenders are more flexible and willing to take a wider view of the applicant’s earnings.

TRUSTED BY THOUSANDS OF HAPPY CUSTOMERS

Please take a moment to view our genuine Testimonials

Aaron was fantastic. We had a few highs and lows in our house buying process and he guided us through the issues expertly and was always on hand to answer our queries or calm our nerves! He went the extra mile for us and we really appreciate it. Thanks Aaron!

Liz Lawson

Click below to see many more genuine testimonials

FEE-FREE SELF EMPLOYED MORTGAGE BROKERS BIRMINGHAM

For people who are employed on a PAYE basis the applicant’s income is very much defined and there is very little risk to the lender. On the other hand, when assessing the income of self-employed or limited company directors, the lenders have to be very thorough to ensure that their exposure to risk is minimised. The intensity and method of the assessment can vary enormously between lenders so the mortgage broker has to have an extensive knowledge of the most receptive lenders, particularly if the financial information is only marginally good enough.

CUSTOMER PROMISE

Once you are a client of Search Mortgage Solutions our mortgage advisors will monitor your mortgage for its entire duration to ensure that you are made aware of the right mortgages to suit your circumstances now and in the future.

Whichever mortgage we arrange for you, our mortgage advisors will regularly check your rates and inform you of any better rates and deals available as the years tick by. You can be confident that someone is monitoring your deal throughout the lifetime of your mortgage. We will ensure that you are getting the most suitable value from your largest financial commitment.

REASONS TO CHOOSE US

  1. We are 100% fee free mortgage brokers.
  2. We make the process simple, fast and hassle free.
  3. We are available 7 days a week - 8am to 10pm.
  4. Contact us by telephone from 8 am to 10 pm.
  5. Our specialist advisors will help you protect your home in case the worst happens by recommending tailored life cover and home insurance.
  6. Receive a decision in principle within minutes of your initial consultation.

Fee Free Self Employed Mortgage Advice Birmingham

The interest rates which are applicable to self-employed mortgages are not necessarily any higher than standard mortgage rates. Generally the rates offered by the lenders are far more likely to depend on the size of your deposit and your credit rating. However, if your financial details barely meet the criteria of the mainstream lenders, we would have to make an application to specific lenders that particularly service self-employed borrowers. In this case you may find that rates of interest are a little bit higher but unfortunately this is unavoidable.

Self Employed Mortgage Advice

There is no doubt whatsoever that if you are self-employed and looking to get a mortgage, you need to engage with a Birmingham broker specialising in this sector that can guide you through the application process and advise which lenders would be most likely to favourably consider your specific business circumstances. Our advisors here at Search Mortgage Solutions, would be delighted to have the opportunity to work with you to meet your needs in the smoothest way possible. An informal discussion with one of our specialists for the self-employed will cost you nothing and could prove to be the best move you could have ever made. Even if you have been rejected by other lenders we will still make every possible effort to find a suitable lender for your situation.

Helping you to buy Your Dream Home

Wherever you are located in the uk

Find Your Local office
Nationwide Fee Free Mortgage Advisors

Speak to a Birmingham Self Employed Mortgages Broker Today

GET YOUR DECISION IN PRINCIPLE WITHIN MINUTES OF TALKING TO US

Whether you’re a first time buyer, home mover, looking for a large loan or a buy to let landlord – we’ve got you covered – please contact Search Mortgage Solutions for top quality professional Self Employed Mortgages advice covering the whole of the market that’s 100% Fee Free.

  • Our Self Employed Mortgages Advisors can advise on and arrange the right mortgage for you from 1000’s of deals
  • You’ll get expert advice and support throughout the entire mortgage process
  • We really are fee free – we don’t charge a fee for our mortgage broker service

No need for an appointment, we’re just a phone call away. On hand 7 days a week to advise on the right mortgage for you.

Birmingham Self Employed Mortgages Advisors arranging the right mortgages from 1000's of deals

Search Mortgage Solutions

Search Mortgage Solutions

Search Mortgage Solutions

Search Mortgage Solutions

Search Mortgage Solutions