September 6, 2015
It’s no secret that, earlier this year, mortgage rates hit an all time low, with a fixed-rate deal being available for 1.07%. As of the start of September, we continue to see mortgage rates far lower than anyone would have imagined this time two years ago, however one question which we still hear asked on […]
August 25, 2015
Whilst the majority of us would much prefer to buy either a new build or an existing home, some of us have dreams to build our own home and self-builds are becoming increasingly popular. One question which arises time and time again on the subject of self-builds, however, is how they can be financed. It’s […]
August 19, 2015
In an attempt to keep monthly mortgage repayments as low as possible, an increasing number of homeowners (and first time buyers, of course) in the UK are searching for deals which offer a term of 30 years or more, according to the Mortgage Advice Bureau who have reported that between April and June this year (2015), […]
August 14, 2015
As a first time buyer, it can be difficult to save up a deposit which is large enough to secure a mortgage and whilst the likes of the Help To Buy Scheme are doing a fantastic job at making it easier for individuals and couples to get onto the property ladder, the fact still remains that […]
If you’re preparing to put in an application for a mortgage, especially as a first time buyer, it’s important that you’re prepared for the questions which they’ll ask you. Of course, if you’re using the services of a mortgage broker, it will be them who ask this information, however regardless of the route you’re taking […]
August 12, 2015
Given that taking out a mortgage is likely one of the largest financial decisions you’ll ever make, it’s important to understand the different options available and be able to have an idea as to which is best suited to you. Of course, applying for a mortgage through a mortgage broker is a great way to receive […]
July 11, 2015
The reality is very much the case that thousands of homeowners across the UK are finding themselves as what is known as a ‘mortgage prisoner.’ This, of course, is due to the stricter criteria for lending which we’ve seen come into play over the past 18 months coupled with the fact that, going back a […]
July 10, 2015
Whether you’re considering a move in the coming years or have just moved into a new place and want to make improvements to your property, it’s important that you consider what will and won’t add value to your home. As such, we’ve outlined below 5 ways to add value to your property, whether you’re getting ready […]
July 8, 2015
In today’s (8th July 2015) emergency budget, George Osborn announced that the tax relief on privately rented buy-to-let properties is set to be reduced to 20%. At this moment in time, landlords are able to claim up to 45% of interest payments on mortgages as tax relief, something which has contributed to the large surge […]
July 3, 2015
As leading Manchester mortgage brokers, we have the pleasure of dealing with those buying their first home, moving into somewhere bigger and even those purchasing investment properties. As such, we’re often the first to know about exciting new developments and properties on the market. We all know that new homes are being built all across the […]
June 25, 2015
Applying for a mortgage became a more complicated procedure last April following the introduction of the Mortgage Market Review. Let’s take a look at what Belgravia estate agent, Best Gapp think about gaining approval for a mortgage… Despite lenders doing their best to publicise this strict set of rules, many mortgage applicants are unaware of […]
June 19, 2015
161,000 homeowners across the UK currently claim what is known as ‘Support For Mortgage Interest’ (SRI), a means tested benefit which those who are struggling financially can apply for to help ensure they don’t miss monthly mortgage repayments. In July, however, the rates will change due to an alteration to the rate used for calculations, […]