Mortgage Brokers in Oldham
Welcome to our website. Many thanks for clicking on. You have come to the right place for a no- nonsense, straightforward, and friendly Oldham mortgage advisor who also offers mortgage advice Oldham Welcome to Search Mortgage Solutions, a dynamic, innovative and forward thinking mortgage broker who is prepared to meet with you at your home in Oldham.
When it comes to purchasing a property, arranging a remortgage, or simply raising a mortgage query, you need to know that you are receiving the best possible advice from a fully qualified experienced mortgage expert. Whatever questions you have, straightforward or complex, we at Search Mortgage Solutions will be more than pleased to answer them in a clear and concise way. We explain everything in a simple ‘back to basics’ way and we totally avoid using confusing gobbledygook.
We have over 20 years experience in the mortgage market and we are fully aware of what is needed to meet the needs of our Oldham mortgage clients. We always search the whole of market to ensure that we source the best mortgages, or remortgages, for our clients in a straightforward and honest manner. Every client receives our maximum personal attention so that they fully understand what is being arranged on their behalf and how things are progressing.
It is not an easy process to arrange a mortgage for what may be the biggest and most important investment you will ever make. We strongly recommend that you should use the services of a fully qualified mortgage advisor rather than attempt to arrange it yourself on the internet. The application process is not straightforward and there are very many options open to the would-be home owner. Selecting the right options is imperative for long term peace of mind.
It is quite usual that all lenders will complete a credit check on a new mortgage applicant which is then recorded on their credit file whether or not they proceed to make a final application. The more enquiries the mortgage applicants make, the more chance their credit score can be reduced therefore diminishing the chance of a mortgage application being accepted. We are able to avoid this happening by sourcing, on behalf of our clients, the best deals available to suit their specific needs and by having discussions with the various underwriters to ensure that their criteria can be matched by our client. We then present the client with a range of mortgage or remortgage options that offer not just the best deals available, but are most likely to be approved. This removes many uncertainties that exist with direct applications from the borrower to the lender.
As a part of our total service and customer commitment, we also offer highly competitive rates on life assurance and mortgage protection plans, tailored to suit your individual requirements. We always recommend that all property investments are satisfactorily covered by suitable insurance. None of us can know what may lay around the corner.
We would welcome the opportunity to show you how your personal circumstances match up to the requirements of the mortgage lenders. Please call Search Mortgage Solutions, the Oldham mortgage brokers on our free phone number above. You will be connected with our principal mortgage advisor, who will be happy to explain all the options that are open to you.
The FCA do not regulate buy to let mortgages.