May 8, 2015
Let’s face it, it’s common knowledge that getting a mortgage can be difficult, however at the end of the day, it’s important to remember that easier than the press would like to make us believe. The bottom line is that lenders need to ensure that they will receive their monthly repayments and interest in full. […]
May 5, 2015
As the General Election draws ever closer, with us now being less than 48 hours until the polling stations open for UK adults to cast their vote over the future leader of the country, it’s important that you fully understand what each party stands for. Whilst we all have a general idea as to what […]
It was reported by the BBC at the end of last week that mortgage application approvals are on the rise in the UK, according to high street banks. Despite a slow start to the year, UK banks are now suggesting that approvals are on the rise, offering more first time buyers and home movers the […]
May 3, 2015
If you’re dreaming of owning your own home but are struggling to save up a large enough deposit whilst paying both rent and monthly bills, you could well benefit from the ‘Help To Buy‘ scheme. This government initiative was created to help those saving to buy their own home (or in some instances move themselves […]
April 14, 2015
30 March 2015 | By Paul Thomas Brokers are bracing themselves for further cuts to mortgage rates as zero inflation keeps a lid on fixed-rate pricing. Early last week, the Office for National Statistics reported that inflation had hit a record low – 0 per cent. Brokers predict a fall in swap rates, which have […]
April 1, 2015
16 March 2015 | By Paul Thomas Asking prices are just £30 below their peak, according to online estate agent Rightmove. This month the average asking price reached £281,752 – £30 off June 2014’s peak. On an annual basis, prices were up 5.4 per cent. Excluding inner London, the average price asked of first-time buyers […]
Lower stamp duty bills for new purchasers are causing first time buyer deposits in the UK to go up by 15% a year, according to a recent analysis. The Wimbledon estate agents Robert Holmes, have said that the average deposit was £29,127 in January, which is an increase of 7% in comparison to December 2014, with […]
March 16, 2015
First time buyer deposits in the UK are soaring by 15% a year due to lower stamp duty bills for new purchasers, according to a recent analysis. Robert Holmes, an estate agents in Wimbledon mentioned that the average deposit was £29,127 in January, an increase of 7% in comparison to December 2014, with first-time buyers […]
January 21, 2015
With the increasing amount of price comparison sites that have popped up over the past few years, many people seem to be making the mistake of using a price comparison site instead of a mortgage broker. Price comparison sites are often promoted very well so it is no surprise that many people use them, but […]
We’re still early in the New Year, and 2015 is young, and that means another year of property fluctuations is in the pipeline. 2014 certainly had its fair share of talking points with regards to property, and it’s fair to say that an awful lot of them revolved around the ongoing drama of property prices […]
January 19, 2015
The correct way to view a property isn’t taught in schools and isn’t really common knowledge so it is easy to view a property in the wrong way. This could mean that you end up in a house that has numerous problems that need fixed that you paid thousands too much for. To make sure […]
January 13, 2015
For every up there is a down – and for every start there is a stall, especially where property is concerned. It’s been revealed that the house price growth has lost so much pace that it’s stalled almost entirely. It now stands at its lowest level for 19 months. Industry experts who have studied the […]